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Hancock WhitneyHWC +0.11%75 Return-on-Tangible-Asset is 0.55% as of Mar. 2026, which is 53% below its 10-year median of 1.18. GuruFocus rates HWC with a GF Score™ of 75/100 and a GF Value™ of $58.50 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,529 Banks companies, Hancock Whitney ranks better than 63.44% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Hancock Whitney's annualizedNet Income for the quarter that ended in Mar. 2026 was $190 Mil. Hancock Whitney's average total tangible assets for the quarter that ended in Mar. 2026 was $34,516 Mil. Therefore, Hancock Whitney's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.55%.
The historical rank and industry rank for Hancock Whitney's Return-on-Tangible-Asset or its related term are showing as below:
HWC'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.14 Med: 1.18 Max: 1.5
Current: 1.2
During the past 13 years, Hancock Whitney's highest Return-on-Tangible-Asset was 1.50%. The lowest was -0.14%. And the median was 1.18%.
HWC's Return-on-Tangible-Asset is ranked better than 63.44% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs HWC: 1.20
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Hancock Whitney Return-on-Tangible-Asset Related Terms
Hancock Whitney Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Hancock Whitney's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HWC vs AUB, ABCB, ASB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Hancock Whitney's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hancock Whitney Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Hancock Whitney's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Hancock Whitney's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.55% mean?
Hancock Whitney (HWC) has a Return-on-Tangible-Asset of 0.55% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hancock Whitney and its competitors. This is 53% below median its historical median of 1.18. According to the industry distribution chart, Hancock Whitney ranks #559 out of 1529 companies in the Banks industry, placing it in the top 36.6%.
Is Hancock Whitney's Return-on-Tangible-Asset too high?
Hancock Whitney's current Return-on-Tangible-Asset of 0.55% is 53% below median its 10-year median of 1.18. The Banks industry median Return-on-Tangible-Asset is 0.99. Hancock Whitney's value of 0.55% is 44.4% below this industry median. Based on the distribution chart, Hancock Whitney ranks #559 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, Hancock Whitney has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Return-on-Tangible-Asset compare to AUB and ABCB?
According to the Banks industry distribution chart, Hancock Whitney ranks #559 out of 1529 companies for Return-on-Tangible-Asset. This puts Hancock Whitney in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Hancock Whitney's value of 0.55% is 44.4% below this benchmark. While the company's 10-year median is 1.18 vs. the industry median of 0.99, Hancock Whitney has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hancock Whitney's current Return-on-Tangible-Asset of 0.55% is 44.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hancock Whitney and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hancock Whitney's current Return-on-Tangible-Asset is 0.55%, which is 53% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.50, compared to a current price of $76.02 — trading 29.9% above its estimated fair value. The current Return-on-Tangible-Asset is 0.55%, which is 53% below median its 10-year median of 1.18 and 44.4% below the Banks industry median of 0.99. Hancock Whitney's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Hancock Whitney (HWC), the current Return-on-Tangible-Asset is 0.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hancock Whitney (HWC) Overvalued in 2026?
Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued.
The current stock price of $76.02 is trading 29.9% above its estimated GF Value™ of $58.50.
GuruFocus considers Hancock Whitney to be Modestly Overvalued.
Key valuation signals for HWC:
Return-on-Tangible-Asset: 0.55% (53% below median its 10-year median of 1.18)
GF Value™: $58.50 vs. price of $76.02 (29.9% above fair value)
Industry Position: 44.4% below the Banks median (#559 of 1529)
No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
75GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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