HWC (Hancock Whitney) Net Income: $427 Mil (TTM As of Mar. 2026)

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HWC Hancock Whitney Corp HWC
72 GF Score
Price $77.01
GF Value $59.70
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Hancock Whitney Net Income?

Hancock Whitney HWC +0.93% 72 Net Income is $427 Mil as of Mar. 2026. GuruFocus rates HWC with a GF Score™ of 72/100 and a GF Value™ of $59.70 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Hancock Whitney's Net Income for the three months ended in Mar. 2026 was $47 Mil. Its Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was $427 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Hancock Whitney's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.58.


Hancock Whitney  (NAS:HWC) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Hancock Whitney's Earnings per Share (Diluted) (EPS) for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Hancock Whitney Net Income Related Terms


Hancock Whitney Net Income Historical Data

* Premium members only.

The historical data trend for Hancock Whitney's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hancock Whitney Net Income Chart

Hancock Whitney Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 463.22 524.09 392.60 460.82 486.07

Hancock Whitney Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 113.53 127.47 125.57 47.42 126.96
HWC
72GF Score
Hancock Whitney Corp HWC
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Hancock Whitney Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Hancock Whitney's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=612.395+-126.322+0+0
=486

Hancock Whitney's Net Income for the quarter that ended in Mar. 2026 is calculated as

Net Income(Q: Mar. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=58.727+-11.305+0+0
=47

Net Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $427 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $427 Mil mean?
Hancock Whitney (HWC) has a Net Income of $427 Mil as of Mar. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Hancock Whitney and its competitors.
Is Hancock Whitney's Net Income too high?
Hancock Whitney's current Net Income is $427 Mil. Overall, Hancock Whitney has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Net Income compare to HOMB and AUB?
Hancock Whitney's Net Income of $427 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Hancock Whitney and its competitors. Hancock Whitney's current Net Income is $427 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.70, compared to a current price of $77.01 — trading 29% above its estimated fair value. The current Net Income is $427 Mil. Hancock Whitney's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Hancock Whitney (HWC), the current Net Income is $427 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hancock Whitney (HWC) Overvalued in 2026?

Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued. The current stock price of $77.01 is trading 29% above its estimated GF Value™ of $59.70. GuruFocus considers Hancock Whitney to be Modestly Overvalued.

Key valuation signals for HWC:

  • Net Income: $427 Mil
  • GF Value™: $59.70 vs. price of $77.01 (29% above fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hancock Whitney Business Description

Other Exchanges HH1:Germany
Address 2510 14th Street, Hancock Whitney Plaza, Gulfport, MS, USA, 39501
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
72GF Score

Get the complete analysis for HWC

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.01
Price
$59.70
GF Value