HWC (Hancock Whitney) Moat Score: 5/10 (As of Jun. 29, 2026)


HWC Hancock Whitney Corp HWC
75 GF Score
Price $74.76
GF Value $57.21
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Hancock Whitney Moat Score?

Hancock Whitney HWC +0.43% 75 Moat Score is 5 as of Jun. 29, 2026. GuruFocus rates HWC with a GF Score™ of 75/100 and a GF Value™ of $57.21 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,614 Banks companies, Hancock Whitney ranks better than 94.05% on this metric.

Hancock Whitney has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Hancock Whitney has Narrow Moat: Hancock Whitney has a solid narrow moat due to its regional banking presence and customer loyalty. It benefits from economies of scale and a strong distribution network, but lacks significant pricing power and faces regulatory challenges.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Hancock Whitney might have Narrow Moat - Solid narrow moat.

Hancock Whitney  (NAS:HWC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Hancock Whitney Moat Score Related Terms

HWC vs AUB, ABCB, ASB: Moat Score Comparison

For the Banks - Regional subindustry, Hancock Whitney's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hancock Whitney Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Hancock Whitney's Moat Score distribution charts can be found below:

* The bar in red indicates where Hancock Whitney's Moat Score falls into.


HWC
75GF Score
Hancock Whitney Corp HWC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Hancock Whitney (HWC) has a Moat Score of 5 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Hancock Whitney ranks #96 out of 1614 companies in the Banks industry, placing it in the top 5.9%.
Is Hancock Whitney's Moat Score too high?
Hancock Whitney's current Moat Score is 5. Based on the distribution chart, Hancock Whitney ranks #96 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hancock Whitney has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Moat Score compare to AUB and ABCB?
According to the Banks industry distribution chart, Hancock Whitney ranks #96 out of 1614 companies for Moat Score. This places Hancock Whitney in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Hancock Whitney's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.21, compared to a current price of $74.76 — trading 30.7% above its estimated fair value. The current Moat Score is 5. Hancock Whitney's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Hancock Whitney (HWC), the current Moat Score is 5 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hancock Whitney (HWC) Overvalued in 2026?

Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued. The current stock price of $74.76 is trading 30.7% above its estimated GF Value™ of $57.21. GuruFocus considers Hancock Whitney to be Significantly Overvalued.

Key valuation signals for HWC:

  • Moat Score: 5
  • GF Value™: $57.21 vs. price of $74.76 (30.7% above fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hancock Whitney Business Description

Other Exchanges HH1:Germany
Address 2510 14th Street, Hancock Whitney Plaza, Gulfport, MS, USA, 39501
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
75GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.76
Price
$57.21
GF Value