Hancock WhitneyHWC -1.39%75 Return-on-Tangible-Equity is 5.50% as of Mar. 2026, which is 62% below its 10-year median of 14.61. GuruFocus rates HWC with a GF Score™ of 75/100 and a GF Value™ of $57.95 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,523 Banks companies, Hancock Whitney ranks better than 54.96% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Hancock Whitney's annualized net income for the quarter that ended in Mar. 2026 was $190 Mil. Hancock Whitney's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $3,449 Mil. Therefore, Hancock Whitney's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.50%.
The historical rank and industry rank for Hancock Whitney's Return-on-Tangible-Equity or its related term are showing as below:
HWC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -1.81 Med: 14.61 Max: 20.25
Current: 12.08
During the past 13 years, Hancock Whitney's highest Return-on-Tangible-Equity was 20.25%. The lowest was -1.81%. And the median was 14.61%.
HWC's Return-on-Tangible-Equity is ranked better than 54.96% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs HWC: 12.08
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Hancock Whitney Return-on-Tangible-Equity Related Terms
Hancock Whitney Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Hancock Whitney's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HWC vs AUB, ABCB, ASB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Hancock Whitney's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hancock Whitney Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Hancock Whitney's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Hancock Whitney's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.50% mean?
Hancock Whitney (HWC) has a Return-on-Tangible-Equity of 5.50% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hancock Whitney and its competitors. This is 62% below median its historical median of 14.61. According to the industry distribution chart, Hancock Whitney ranks #686 out of 1523 companies in the Banks industry, placing it in the top 45%.
Is Hancock Whitney's Return-on-Tangible-Equity too high?
Hancock Whitney's current Return-on-Tangible-Equity of 5.50% is 62% below median its 10-year median of 14.61. The Banks industry median Return-on-Tangible-Equity is 11.20. Hancock Whitney's value of 5.50% is 50.9% below this industry median. Based on the distribution chart, Hancock Whitney ranks #686 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Hancock Whitney has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Return-on-Tangible-Equity compare to AUB and ABCB?
According to the Banks industry distribution chart, Hancock Whitney ranks #686 out of 1523 companies for Return-on-Tangible-Equity. This puts Hancock Whitney in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Hancock Whitney's value of 5.50% is 50.9% below this benchmark. While the company's 10-year median is 14.61 vs. the industry median of 11.20, Hancock Whitney has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hancock Whitney's current Return-on-Tangible-Equity of 5.50% is 50.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hancock Whitney and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hancock Whitney's current Return-on-Tangible-Equity is 5.50%, which is 62% below median its own 10-year median of 14.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.95, compared to a current price of $74.62 — trading 28.8% above its estimated fair value. The current Return-on-Tangible-Equity is 5.50%, which is 62% below median its 10-year median of 14.61 and 50.9% below the Banks industry median of 11.20. Hancock Whitney's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Hancock Whitney (HWC), the current Return-on-Tangible-Equity is 5.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hancock Whitney (HWC) Overvalued in 2026?
Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued.
The current stock price of $74.62 is trading 28.8% above its estimated GF Value™ of $57.95.
GuruFocus considers Hancock Whitney to be Modestly Overvalued.
Key valuation signals for HWC:
Return-on-Tangible-Equity: 5.50% (62% below median its 10-year median of 14.61)
GF Value™: $57.95 vs. price of $74.62 (28.8% above fair value)
Industry Position: 50.9% below the Banks median (#686 of 1523)
No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
75GF Score
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