Kuwait International Bank KSC (KUW:KIB) E10: KWD0.01 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:KIB Kuwait International Bank KSC KUW:KIB
23 GF Score
Price KWD0.26
GF Value KWD0.22
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Kuwait International Bank KSC E10?

Kuwait International Bank KSC KUW:KIB +0.39% 23 E10 is KWD0.01 as of Mar. 2026. GuruFocus rates KUW:KIB with a GF Score™ of 23/100 and a GF Value™ of KWD0.22 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kuwait International Bank KSC's adjusted earnings per share data for the three months ended in Mar. 2026 was KWD0.005. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is KWD0.01 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-14), Kuwait International Bank KSC's current stock price is KWD0.255. Kuwait International Bank KSC's E10 for the quarter that ended in Mar. 2026 was KWD0.01. Kuwait International Bank KSC's Shiller PE Ratio of today is 25.50.

During the past 13 years, the highest Shiller PE Ratio of Kuwait International Bank KSC was 28.00. The lowest was 12.59. And the median was 17.19.


Kuwait International Bank KSC  (KUW:KIB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kuwait International Bank KSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.255/0.01
=25.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kuwait International Bank KSC was 28.00. The lowest was 12.59. And the median was 17.19.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kuwait International Bank KSC E10 Related Terms


Kuwait International Bank KSC E10 Historical Data

* Premium members only.

The historical data trend for Kuwait International Bank KSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait International Bank KSC E10 Chart

Kuwait International Bank KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

Kuwait International Bank KSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

KUW:KIB vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Kuwait International Bank KSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait International Bank KSC Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait International Bank KSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kuwait International Bank KSC's Shiller PE Ratio falls into.


KUW:KIB
23GF Score
Kuwait International Bank KSC KUW:KIB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait International Bank KSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kuwait International Bank KSC's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.005/330.2130*330.2130
=0.005

Current CPI (Mar. 2026) = 330.2130.

Kuwait International Bank KSC Quarterly Data

per share eps CPI Adj_EPS
201606 0.004 241.018 0.005
201609 0.001 241.428 0.001
201612 0.004 241.432 0.005
201703 0.006 243.801 0.008
201706 0.003 244.955 0.004
201709 0.002 246.819 0.003
201712 0.003 246.524 0.004
201803 0.006 249.554 0.008
201806 0.003 251.989 0.004
201809 0.003 252.439 0.004
201812 0.004 251.233 0.005
201903 0.005 254.202 0.006
201906 0.003 256.143 0.004
201909 0.002 256.759 0.003
201912 0.001 256.974 0.001
202003 0.002 258.115 0.003
202006 -0.004 257.797 -0.005
202009 0.000 260.280 0.000
202012 -0.002 260.474 -0.003
202103 0.001 264.877 0.001
202106 -0.001 271.696 -0.001
202109 0.001 274.310 0.001
202112 0.003 278.802 0.004
202203 0.002 287.504 0.002
202206 -0.001 296.311 -0.001
202209 0.001 296.808 0.001
202212 0.005 296.797 0.006
202303 0.003 301.836 0.003
202306 0.000 305.109 0.000
202309 0.001 307.789 0.001
202312 0.006 306.746 0.006
202403 0.003 312.332 0.003
202406 0.002 314.175 0.002
202409 0.002 315.301 0.002
202412 0.002 315.605 0.002
202503 0.004 319.799 0.004
202506 0.003 322.561 0.003
202509 0.003 324.800 0.003
202512 0.004 324.054 0.004
202603 0.005 330.213 0.005

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of KWD0.01 mean?
Kuwait International Bank KSC (KUW:KIB) has a E10 of KWD0.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kuwait International Bank KSC and its competitors.
Is Kuwait International Bank KSC's E10 too high?
Kuwait International Bank KSC's current E10 is KWD0.01. Overall, Kuwait International Bank KSC has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kuwait International Bank KSC's E10 compare to PNC and USB?
Kuwait International Bank KSC's E10 of KWD0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kuwait International Bank KSC and its competitors. Kuwait International Bank KSC's current E10 is KWD0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait International Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Kuwait International Bank KSC (KUW:KIB) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.22, compared to a current price of KWD0.26 — trading 15.9% above its estimated fair value. The current E10 is KWD0.01. Kuwait International Bank KSC's overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kuwait International Bank KSC (KUW:KIB), the current E10 is KWD0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait International Bank KSC (KUW:KIB) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait International Bank KSC stock appears to be overvalued. The current stock price of KWD0.26 is trading 15.9% above its estimated GF Value™ of KWD0.22. GuruFocus considers Kuwait International Bank KSC to be Modestly Overvalued.

Key valuation signals for KUW:KIB:

  • E10: KWD0.01
  • GF Value™: KWD0.22 vs. price of KWD0.26 (15.9% above fair value)
  • GF Score™: 23/100 with 5 warning signs

No single metric tells the full story. See the KUW:KIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait International Bank KSC Business Description

Address West Tower - Joint Banking Center, P.O. Box 22822, Al Abdul Razzak Square, Safat, Kuwait, KWT, 13089
Kuwait International Bank KSC is an Islamic banking corporation based in Kuwait. The company's segments include Commercial and International Banking; Retail Banking; Treasury, Fund Management and Institutional Banking; Investment Management and others. It generates maximum revenue from the Commercial and International Banking segment. Commercial and International Banking segment comprising of range of banking services and investment products to corporate customers providing commodity and real estate Murabaha finance, Ijara and Wakala facilities.
23GF Score

Get the complete analysis for KUW:KIB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.26
Price
KWD0.22
GF Value