Kuwait International Bank KSC (KUW:KIB) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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KUW:KIB Kuwait International Bank KSC KUW:KIB
26 GF Score
Price KWD0.26
GF Value KWD0.22
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Kuwait International Bank KSC Effective Interest Rate on Debt %?

Kuwait International Bank KSC KUW:KIB 26 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates KUW:KIB with a GF Score™ of 26/100 and a GF Value™ of KWD0.22 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Kuwait International Bank KSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was KWD0.0 Mil. Kuwait International Bank KSC's average total debt for the quarter that ended in Mar. 2026 was KWD94.9 Mil. Therefore, Kuwait International Bank KSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Kuwait International Bank KSC  (KUW:KIB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Kuwait International Bank KSC Effective Interest Rate on Debt % Related Terms


Kuwait International Bank KSC Effective Interest Rate on Debt % Historical Data

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The historical data trend for Kuwait International Bank KSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait International Bank KSC Effective Interest Rate on Debt % Chart

Kuwait International Bank KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
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Kuwait International Bank KSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

KUW:KIB vs PNC, USB: Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, Kuwait International Bank KSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait International Bank KSC Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait International Bank KSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Kuwait International Bank KSC's Effective Interest Rate on Debt % falls into.


KUW:KIB
26GF Score
Kuwait International Bank KSC KUW:KIB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kuwait International Bank KSC Effective Interest Rate on Debt % Calculation

Kuwait International Bank KSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (96.432+94.81)/ 2 )
=-1  *  0/95.621
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.432 + 0
=96.432

Kuwait International Bank KSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (94.81+95.016)/ 2 )
=-1  *  0/94.913
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.016 + 0
=95.016

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Kuwait International Bank KSC (KUW:KIB) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kuwait International Bank KSC and its competitors.
Is Kuwait International Bank KSC's Effective Interest Rate on Debt % too high?
Kuwait International Bank KSC's current Effective Interest Rate on Debt % is 0.00%. Overall, Kuwait International Bank KSC has a GF Score™ of 26/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kuwait International Bank KSC's Effective Interest Rate on Debt % compare to PNC and USB?
Kuwait International Bank KSC's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kuwait International Bank KSC and its competitors. Kuwait International Bank KSC's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait International Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Kuwait International Bank KSC (KUW:KIB) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.22, compared to a current price of KWD0.26 — trading 16.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Kuwait International Bank KSC's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Kuwait International Bank KSC (KUW:KIB), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait International Bank KSC (KUW:KIB) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait International Bank KSC stock appears to be overvalued. The current stock price of KWD0.26 is trading 16.4% above its estimated GF Value™ of KWD0.22. GuruFocus considers Kuwait International Bank KSC to be Modestly Overvalued.

Key valuation signals for KUW:KIB:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: KWD0.22 vs. price of KWD0.26 (16.4% above fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the KUW:KIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait International Bank KSC Business Description

Address West Tower - Joint Banking Center, P.O. Box 22822, Al Abdul Razzak Square, Safat, Kuwait, KWT, 13089
Kuwait International Bank KSC is an Islamic banking corporation based in Kuwait. The company's segments include Commercial and International Banking; Retail Banking; Treasury, Fund Management and Institutional Banking; Investment Management and others. It generates maximum revenue from the Commercial and International Banking segment. Commercial and International Banking segment comprising of range of banking services and investment products to corporate customers providing commodity and real estate Murabaha finance, Ijara and Wakala facilities.
26GF Score

Get the complete analysis for KUW:KIB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.26
Price
KWD0.22
GF Value