Kuwait International Bank KSC (KUW:KIB) Owner Earnings per Share (TTM): 0.01 (As of Jun. 2026)

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KUW:KIB Kuwait International Bank KSC KUW:KIB
23 GF Score
Price KWD0.26
GF Value KWD0.23
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Kuwait International Bank KSC Owner Earnings per Share (TTM)?

Kuwait International Bank KSC KUW:KIB -0.77% 23 Owner Earnings per Share (TTM) is 0.01 as of Jun. 2026. GuruFocus rates KUW:KIB with a GF Score™ of 23/100 and a GF Value™ of KWD0.23 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,031 Banks companies, Kuwait International Bank KSC ranks worse than 92.14% on this metric.

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Kuwait International Bank KSC's Owner Earnings per Share (TTM) ended in Jun. 2026 was KWD0.01. It's Price-to-Owner-Earnings ratio for today is 25.8.


The historical rank and industry rank for Kuwait International Bank KSC's Owner Earnings per Share (TTM) or its related term are showing as below:

KUW:KIB' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.59   Med: 3.81   Max: 182.09
Current: 36.86


During the past 13 years, the highest Price-to-Owner-Earnings ratio of Kuwait International Bank KSC was 182.09. The lowest was 0.59. And the median was 3.81.


KUW:KIB's Price-to-Owner-Earnings is ranked worse than
92.14% of 1031 companies
in the Banks industry
Industry Median: 10.54 vs KUW:KIB: 36.86

Kuwait International Bank KSC's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was KWD0.00. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was KWD0.02. It's PE Ratio (TTM) ratio for today is 17.20.

Kuwait International Bank KSC's EPS without NRI for the three months ended in Jun. 2026 was KWD0.00. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was KWD0.02. It's PE Ratio without NRI ratio for today is 16.13.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


Kuwait International Bank KSC Owner Earnings per Share (TTM) Related Terms


Kuwait International Bank KSC Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for Kuwait International Bank KSC's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait International Bank KSC Owner Earnings per Share (TTM) Chart

Kuwait International Bank KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Kuwait International Bank KSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

KUW:KIB vs USB, PNC: Owner Earnings per Share (TTM) Comparison

For the Banks - Regional subindustry, Kuwait International Bank KSC's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait International Bank KSC Price-to-Owner-Earnings vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait International Bank KSC's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Kuwait International Bank KSC's Price-to-Owner-Earnings falls into.


KUW:KIB
23GF Score
Kuwait International Bank KSC KUW:KIB
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait International Bank KSC Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

Kuwait International Bank KSC's Owner Earnings per Share (TTM) Calculation:

TTM / Last Quarter Average of Last 20 Quarters
Net Income 31.8
Depreciation, Depletion and Amortization 1.4
Change In Deferred Tax 0.0
5Y Average of Maintenance Capital Expenditure 5.3
Change In Working Capital 28.2
Shares Outstanding (Diluted Average) 1,739.2

1. Start with "Net Income" from income statement. Kuwait International Bank KSC's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was KWD31.8 Mil.

2. "Depreciation, Depletion and Amortization" is from cashflow statement. Kuwait International Bank KSC's Depreciation, Depletion and Amortization for the trailing twelve months (TTM) ended in Jun. 2026 was KWD1.4 Mil. This needs to be added back because company does not actually need to pay cash for it. It is a non-cash item.

3. Other non-cash charges usually include "Stock Based Compensation" and "Change In Deferred Tax":
However, to be conservative, GuruFocus will not add Stock Based Compensation back to net income. Kuwait International Bank KSC's Change In Deferred Tax for the trailing twelve months (TTM) ended in Jun. 2026 was KWD0.0 Mil.

4. Average maintenance capital expenditure over a business/industry cycle: 5-Year Average Maintenance Capital Expenditure = KWD5.3 Mil

It is usually best to take a long-term average of maintenance capital expenditure. Ideally this would be as long as 10 years and include at least one economic downturn. However, since many companies do not have as long as 10-year history, here GuruFocus uses the latest 5 years data to do the calculation. To smooth out unusual years but reflect recent developments, we take an average of the 5 year maintenance capital expenditure.

The following shows how to get maintenance capital expenditure.

First, calculate the revenue change regarding to the previous quarter. If the revenue decreased from the previous quarter, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
Second, if the revenue increased from the previous quarter, then calculate the percentage of Net PPE as of corresponding Revenue.
Growth Capital Expenditure = Percentage of Property, Plant and Equipment as of corresponding Revenue * Revenue Increase
Third, calculate Capital Expenditure (positive) - Growth Capital Expenditure.
If [Capital Expenditure (positive) - Growth Capital Expenditure] was negative, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
If [Capital Expenditure (positive) - Growth Capital Expenditure] was positive, then the Maintenance Capital Expenditure = Capital Expenditure (positive) - Growth Capital Expenditure.
Fourth, get the average of the 5 years maintenance capital expenditure.

Kuwait International Bank KSC's 5-Year Average Maintenance Capital Expenditure = KWD5.3 Mil

5. "Change In Working Capital" is from cashflow statement. Kuwait International Bank KSC's Change In Working Capital for the trailing twelve months (TTM) ended in Jun. 2026 was KWD28.2 Mil.
Note: GuruFocus' Change in Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And sometimes it includes non-current parts of assets and liabilities.

6. Kuwait International Bank KSC's Shares Outstanding (Diluted Average) for the months ended in Jun. 2026 was 1739.182 Mil.

Kuwait International Bank KSC's Onwer Earnings Per Share for Jun. 2026 is calculated as:

Owner Earnings per Share (TTM)
=( Net Income+Depreciation, Depletion and Amortization+Change In Deferred Tax
=( 31.835 +1.445+0
-5Y Avg of Maintenance CAPEX+Change In Working Capital )/Shares Outstanding (Diluted Average)
-5.2647598654102+28.186)/1739.182
=0.01

Price-to-Owner-Earnings=Current Price/Owner Earnings per Share (TTM)
=0.258/0.01
=25.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Owner Earnings per Share (TTM) of 0.01 mean?
Kuwait International Bank KSC (KUW:KIB) has a Owner Earnings per Share (TTM) of 0.01 as of Jun. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Kuwait International Bank KSC. According to the industry distribution chart, Kuwait International Bank KSC ranks #950 out of 1031 companies in the Banks industry, placing it in the top 92.1%.
Is Kuwait International Bank KSC's Owner Earnings per Share (TTM) too high?
Kuwait International Bank KSC's current Owner Earnings per Share (TTM) is 0.01. The Banks industry median Owner Earnings per Share (TTM) is 10.54. Kuwait International Bank KSC's value of 0.01 is 99.9% below this industry median. Based on the distribution chart, Kuwait International Bank KSC ranks #950 out of 1031 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kuwait International Bank KSC has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kuwait International Bank KSC's Owner Earnings per Share (TTM) compare to USB and PNC?
According to the Banks industry distribution chart, Kuwait International Bank KSC ranks #950 out of 1031 companies for Owner Earnings per Share (TTM). This places Kuwait International Bank KSC in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 10.54. Kuwait International Bank KSC's value of 0.01 is 99.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Banks company?
The median Owner Earnings per Share (TTM) among Banks companies is 10.54, based on 1,031 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait International Bank KSC's current Owner Earnings per Share (TTM) of 0.01 is 99.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Kuwait International Bank KSC. For the Banks industry, the median Owner Earnings per Share (TTM) is 10.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait International Bank KSC's current Owner Earnings per Share (TTM) is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait International Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Kuwait International Bank KSC (KUW:KIB) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.23, compared to a current price of KWD0.26 — trading 12.2% above its estimated fair value. The current Owner Earnings per Share (TTM) is 0.01 and 99.9% below the Banks industry median of 10.54. Kuwait International Bank KSC's overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Kuwait International Bank KSC (KUW:KIB), the current Owner Earnings per Share (TTM) is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait International Bank KSC (KUW:KIB) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait International Bank KSC stock appears to be overvalued. The current stock price of KWD0.26 is trading 12.2% above its estimated GF Value™ of KWD0.23. GuruFocus considers Kuwait International Bank KSC to be Modestly Overvalued.

Key valuation signals for KUW:KIB:

  • Owner Earnings per Share (TTM): 0.01
  • GF Value™: KWD0.23 vs. price of KWD0.26 (12.2% above fair value)
  • GF Score™: 23/100 with 5 warning signs
  • Industry Position: 99.9% below the Banks median (#950 of 1031)

No single metric tells the full story. See the KUW:KIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait International Bank KSC Business Description

Address West Tower - Joint Banking Center, P.O. Box 22822, Al Abdul Razzak Square, Safat, Kuwait, KWT, 13089
Kuwait International Bank KSC is an Islamic banking corporation based in Kuwait. The company's segments include Commercial and International Banking; Retail Banking; Treasury, Fund Management and Institutional Banking; Investment Management and others. It generates maximum revenue from the Commercial and International Banking segment. Commercial and International Banking segment comprising of range of banking services and investment products to corporate customers providing commodity and real estate Murabaha finance, Ijara and Wakala facilities.
23GF Score

Get the complete analysis for KUW:KIB

Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.26
Price
KWD0.23
GF Value