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The historical rank and industry rank for Kuwait International Bank KSC's ROE % or its related term are showing as below:
KUW:KIB'
s ROE % Range Over the Past 10 Years
Min: 3.1 Med: 5.34 Max: 7.83
Current: 6.72
During the past 13 years, Kuwait International Bank KSC's highest ROE % was 7.83%. The lowest was 3.10%. And the median was 5.34%.
KUW:KIB's ROE % is ranked worse than 73.69% of 1528
companies
in the Banks industry
Industry Median: 10.225
vs KUW:KIB: 6.72
Kuwait International Bank KSC (KUW:KIB) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Kuwait International Bank KSC ROE % Related Terms
Kuwait International Bank KSC ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kuwait International Bank KSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuwait International Bank KSC ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Kuwait International Bank KSC's ROE % distribution charts can be found below:
* The bar in red indicates where Kuwait International Bank KSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Kuwait International Bank KSC (KUW:KIB) has a ROE % of 6.85% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kuwait International Bank KSC and its competitors. This is 28% above median its historical median of 5.34. Over the past decade, Kuwait International Bank KSC's ROE % has ranged from 3.10 to 7.83. According to the industry distribution chart, Kuwait International Bank KSC ranks #1126 out of 1528 companies in the Banks industry, placing it in the top 73.7%.
Is Kuwait International Bank KSC's ROE % too high?
Kuwait International Bank KSC's current ROE % of 6.85% is 28% above median its 10-year median of 5.34. Over the past 10 years, this metric has ranged from a low of 3.10 to a high of 7.83. The Banks industry median ROE % is 10.23. Kuwait International Bank KSC's value of 6.85% is 33% below this industry median. Based on the distribution chart, Kuwait International Bank KSC ranks #1126 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Kuwait International Bank KSC has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kuwait International Bank KSC's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Kuwait International Bank KSC ranks #1126 out of 1528 companies for ROE %. This places Kuwait International Bank KSC in the lower half of its industry. The industry median ROE % is 10.23. Kuwait International Bank KSC's value of 6.85% is 33% below this benchmark. Historically, Kuwait International Bank KSC's own ROE % has ranged from 3.10 to 7.83 over the past decade. While the company's 10-year median is 5.34 vs. the industry median of 10.23, Kuwait International Bank KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait International Bank KSC's current ROE % of 6.85% is 33% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Kuwait International Bank KSC and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait International Bank KSC's current ROE % is 6.85%, which is 28% above median its own 10-year median of 5.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait International Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Kuwait International Bank KSC (KUW:KIB) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.22, compared to a current price of KWD0.26 — trading 15.9% above its estimated fair value. The current ROE % is 6.85%, which is 28% above median its 10-year median of 5.34 and 33% below the Banks industry median of 10.23. Kuwait International Bank KSC's overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Kuwait International Bank KSC (KUW:KIB), the current ROE % is 6.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kuwait International Bank KSC (KUW:KIB) Overvalued in 2026?
Based on GuruFocus' analysis, Kuwait International Bank KSC stock appears to be overvalued.
The current stock price of KWD0.26 is trading 15.9% above its estimated GF Value™ of KWD0.22.
GuruFocus considers Kuwait International Bank KSC to be Modestly Overvalued.
Key valuation signals for KUW:KIB:
ROE %: 6.85% (28% above median its 10-year median of 5.34)
GF Value™: KWD0.22 vs. price of KWD0.26 (15.9% above fair value)
Industry Position: 33% below the Banks median (#1126 of 1528)
No single metric tells the full story. See the KUW:KIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kuwait International Bank KSC Business Description
Kuwait International Bank KSC is an Islamic banking corporation based in Kuwait. The company's segments include Commercial and International Banking; Retail Banking; Treasury, Fund Management and Institutional Banking; Investment Management and others. It generates maximum revenue from the Commercial and International Banking segment. Commercial and International Banking segment comprising of range of banking services and investment products to corporate customers providing commodity and real estate Murabaha finance, Ijara and Wakala facilities.
23GF Score
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