Kuwait International Bank KSC (KUW:KIB) Selling, General, & Admin. Expense: KWD23.8 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:KIB Kuwait International Bank KSC KUW:KIB
23 GF Score
Price KWD0.25
GF Value KWD0.23
Valuation Fairly Valued
! 5 Warning Signs
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What is Kuwait International Bank KSC Selling, General, & Admin. Expense?

Kuwait International Bank KSC KUW:KIB -0.39% 23 Selling, General, & Admin. Expense is KWD23.8 Mil as of Jun. 2026. GuruFocus rates KUW:KIB with a GF Score™ of 23/100 and a GF Value™ of KWD0.23 (Fairly Valued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Kuwait International Bank KSC's selling, general, & admin. expense for the three months ended in Jun. 2026 was KWD6.6 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was KWD23.8 Mil.


Kuwait International Bank KSC  (KUW:KIB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Kuwait International Bank KSC Selling, General, & Admin. Expense Related Terms


Kuwait International Bank KSC Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Kuwait International Bank KSC's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait International Bank KSC Selling, General, & Admin. Expense Chart

Kuwait International Bank KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.23 15.54 16.80 18.57 21.98

Kuwait International Bank KSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.44 6.11 6.38 4.76 6.56

KUW:KIB vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Kuwait International Bank KSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait International Bank KSC Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait International Bank KSC's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Kuwait International Bank KSC's Selling, General, & Admin. Expense falls into.


KUW:KIB
23GF Score
Kuwait International Bank KSC KUW:KIB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Kuwait International Bank KSC Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD23.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of KWD23.8 Mil mean?
Kuwait International Bank KSC (KUW:KIB) has a Selling, General, & Admin. Expense of KWD23.8 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Kuwait International Bank KSC and its competitors.
Is Kuwait International Bank KSC's Selling, General, & Admin. Expense too high?
Kuwait International Bank KSC's current Selling, General, & Admin. Expense is KWD23.8 Mil. Overall, Kuwait International Bank KSC has a GF Score™ of 23/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait International Bank KSC's Selling, General, & Admin. Expense compare to PNC and USB?
Kuwait International Bank KSC's Selling, General, & Admin. Expense of KWD23.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Kuwait International Bank KSC and its competitors. Kuwait International Bank KSC's current Selling, General, & Admin. Expense is KWD23.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait International Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Kuwait International Bank KSC (KUW:KIB) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.23, compared to a current price of KWD0.25 — trading 10% above its estimated fair value. The current Selling, General, & Admin. Expense is KWD23.8 Mil. Kuwait International Bank KSC's overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Kuwait International Bank KSC (KUW:KIB), the current Selling, General, & Admin. Expense is KWD23.8 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait International Bank KSC (KUW:KIB) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait International Bank KSC stock appears to be overvalued. The current stock price of KWD0.25 is trading 10% above its estimated GF Value™ of KWD0.23. GuruFocus considers Kuwait International Bank KSC to be Fairly Valued.

Key valuation signals for KUW:KIB:

  • Selling, General, & Admin. Expense: KWD23.8 Mil
  • GF Value™: KWD0.23 vs. price of KWD0.25 (10% above fair value)
  • GF Score™: 23/100 with 5 warning signs

No single metric tells the full story. See the KUW:KIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait International Bank KSC Business Description

Address West Tower - Joint Banking Center, P.O. Box 22822, Al Abdul Razzak Square, Safat, Kuwait, KWT, 13089
Kuwait International Bank KSC is an Islamic banking corporation based in Kuwait. The company's segments include Commercial and International Banking; Retail Banking; Treasury, Fund Management and Institutional Banking; Investment Management and others. It generates maximum revenue from the Commercial and International Banking segment. Commercial and International Banking segment comprising of range of banking services and investment products to corporate customers providing commodity and real estate Murabaha finance, Ijara and Wakala facilities.
23GF Score

Get the complete analysis for KUW:KIB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.25
Price
KWD0.23
GF Value