Kuwait International Bank KSC (KUW:KIB) Scaled Net Operating Assets: 0.03 (As of Mar. 2026)

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KUW:KIB Kuwait International Bank KSC KUW:KIB
23 GF Score
Price KWD0.26
GF Value KWD0.22
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Kuwait International Bank KSC Scaled Net Operating Assets?

Kuwait International Bank KSC KUW:KIB +0.39% 23 Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus rates KUW:KIB with a GF Score™ of 23/100 and a GF Value™ of KWD0.22 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Kuwait International Bank KSC's operating assets for the quarter that ended in Mar. 2026 was KWD4,141.7 Mil. Kuwait International Bank KSC's operating liabilities for the quarter that ended in Mar. 2026 was KWD4,012.0 Mil. Kuwait International Bank KSC's Total Assets for the quarter that ended in Dec. 2025 was KWD4,639.2 Mil. Therefore, Kuwait International Bank KSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.03.

KUW:KIB
23GF Score
Kuwait International Bank KSC KUW:KIB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Kuwait International Bank KSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Kuwait International Bank KSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(4092.631-4065.357)/3923.011
=0.01

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4639.241 - 546.61
=4092.631

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4160.167 - 94.81 - 0
=4065.357

Kuwait International Bank KSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(4141.714-4012.047)/4639.241
=0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4571.481 - 429.767
=4141.714

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4107.063 - 95.016 - 0
=4012.047

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
Kuwait International Bank KSC (KUW:KIB) has a Scaled Net Operating Assets of 0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Kuwait International Bank KSC and its competitors.
Is Kuwait International Bank KSC's Scaled Net Operating Assets too high?
Kuwait International Bank KSC's current Scaled Net Operating Assets is 0.03. Overall, Kuwait International Bank KSC has a GF Score™ of 23/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kuwait International Bank KSC's Scaled Net Operating Assets compare to PNC and USB?
Kuwait International Bank KSC's Scaled Net Operating Assets of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Kuwait International Bank KSC and its competitors. Kuwait International Bank KSC's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait International Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Kuwait International Bank KSC (KUW:KIB) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.22, compared to a current price of KWD0.26 — trading 15.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.03. Kuwait International Bank KSC's overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Kuwait International Bank KSC (KUW:KIB), the current Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait International Bank KSC (KUW:KIB) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait International Bank KSC stock appears to be overvalued. The current stock price of KWD0.26 is trading 15.9% above its estimated GF Value™ of KWD0.22. GuruFocus considers Kuwait International Bank KSC to be Modestly Overvalued.

Key valuation signals for KUW:KIB:

  • Scaled Net Operating Assets: 0.03
  • GF Value™: KWD0.22 vs. price of KWD0.26 (15.9% above fair value)
  • GF Score™: 23/100 with 5 warning signs

No single metric tells the full story. See the KUW:KIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kuwait International Bank KSC Business Description

Address West Tower - Joint Banking Center, P.O. Box 22822, Al Abdul Razzak Square, Safat, Kuwait, KWT, 13089
Kuwait International Bank KSC is an Islamic banking corporation based in Kuwait. The company's segments include Commercial and International Banking; Retail Banking; Treasury, Fund Management and Institutional Banking; Investment Management and others. It generates maximum revenue from the Commercial and International Banking segment. Commercial and International Banking segment comprising of range of banking services and investment products to corporate customers providing commodity and real estate Murabaha finance, Ijara and Wakala facilities.
23GF Score

Get the complete analysis for KUW:KIB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.26
Price
KWD0.22
GF Value