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Kuwait International Bank KSCKUW:KIB 26 Cyclically Adjusted PB Ratio is 0.88 as of Aug. 09, 2026, which is 35% above its 10-year median of 0.65. GuruFocus rates KUW:KIB with a GF Score™ of 26/100 and a GF Value™ of KWD0.22 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,287 Banks companies, Kuwait International Bank KSC ranks better than 70.78% on this metric.
The historical rank and industry rank for Kuwait International Bank KSC's Cyclically Adjusted PB Ratio or its related term are showing as below:
KUW:KIB'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.65 Max: 0.99
Current: 0.89
During the past years, Kuwait International Bank KSC's highest Cyclically Adjusted PB Ratio was 0.99. The lowest was 0.02. And the median was 0.65.
KUW:KIB's Cyclically Adjusted PB Ratio is ranked better than 70.78% of 1287
companies
in the Banks industry
Industry Median: 1.28
vs KUW:KIB: 0.89
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Kuwait International Bank KSC's adjusted book value per share data for the three months ended in Mar. 2026 was KWD0.265. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is KWD0.29 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Kuwait International Bank KSC (KUW:KIB) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Kuwait International Bank KSC Cyclically Adjusted PB Ratio Related Terms
Kuwait International Bank KSC Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kuwait International Bank KSC Cyclically Adjusted PB Ratio Chart
KUW:KIB vs PNC, USB: Cyclically Adjusted PB Ratio Comparison
For the Banks - Regional subindustry, Kuwait International Bank KSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuwait International Bank KSC Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Kuwait International Bank KSC's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Kuwait International Bank KSC's Cyclically Adjusted PB Ratio falls into.
Kuwait International Bank KSC Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.88 mean?
Kuwait International Bank KSC (KUW:KIB) has a Cyclically Adjusted PB Ratio of 0.88 as of Aug. 09, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait International Bank KSC and its competitors. This is 35% above median its historical median of 0.65. Over the past decade, Kuwait International Bank KSC's Cyclically Adjusted PB Ratio has ranged from 0.02 to 0.99. According to the industry distribution chart, Kuwait International Bank KSC ranks #376 out of 1287 companies in the Banks industry, placing it in the top 29.2%.
Is Kuwait International Bank KSC's Cyclically Adjusted PB Ratio too high?
Kuwait International Bank KSC's current Cyclically Adjusted PB Ratio of 0.88 is 35% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.99. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Kuwait International Bank KSC's value of 0.88 is 31.3% below this industry median. Based on the distribution chart, Kuwait International Bank KSC ranks #376 out of 1287 companies in the Banks industry, which is above the industry midpoint. Overall, Kuwait International Bank KSC has a GF Score™ of 26/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kuwait International Bank KSC's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Kuwait International Bank KSC ranks #376 out of 1287 companies for Cyclically Adjusted PB Ratio. This puts Kuwait International Bank KSC in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Kuwait International Bank KSC's value of 0.88 is 31.3% below this benchmark. Historically, Kuwait International Bank KSC's own Cyclically Adjusted PB Ratio has ranged from 0.02 to 0.99 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.28, Kuwait International Bank KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,287 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait International Bank KSC's current Cyclically Adjusted PB Ratio of 0.88 is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait International Bank KSC and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait International Bank KSC's current Cyclically Adjusted PB Ratio is 0.88, which is 35% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait International Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Kuwait International Bank KSC (KUW:KIB) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.22, compared to a current price of KWD0.26 — trading 16.4% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.88, which is 35% above median its 10-year median of 0.65 and 31.3% below the Banks industry median of 1.28. Kuwait International Bank KSC's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Kuwait International Bank KSC (KUW:KIB), the current Cyclically Adjusted PB Ratio is 0.88 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kuwait International Bank KSC (KUW:KIB) Overvalued in 2026?
Based on GuruFocus' analysis, Kuwait International Bank KSC stock appears to be overvalued.
The current stock price of KWD0.26 is trading 16.4% above its estimated GF Value™ of KWD0.22.
GuruFocus considers Kuwait International Bank KSC to be Modestly Overvalued.
Key valuation signals for KUW:KIB:
Cyclically Adjusted PB Ratio: 0.88 (35% above median its 10-year median of 0.65)
GF Value™: KWD0.22 vs. price of KWD0.26 (16.4% above fair value)
Industry Position: 31.3% below the Banks median (#376 of 1287)
No single metric tells the full story. See the KUW:KIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kuwait International Bank KSC is an Islamic banking corporation based in Kuwait. The company's segments include Commercial and International Banking; Retail Banking; Treasury, Fund Management and Institutional Banking; Investment Management and others. It generates maximum revenue from the Commercial and International Banking segment. Commercial and International Banking segment comprising of range of banking services and investment products to corporate customers providing commodity and real estate Murabaha finance, Ijara and Wakala facilities.
26GF Score
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