National Bank of OmanOG (MUS:NBOB) E10: ر.ع0.04 (As of Mar. 2026)


MUS:NBOB National Bank of Oman SAOG MUS:NBOB
47 GF Score
Price ر.ع0.50
GF Value ر.ع0.30
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is National Bank of OmanOG E10?

National Bank of OmanOG MUS:NBOB 47 E10 is ر.ع0.04 as of Mar. 2026. GuruFocus rates MUS:NBOB with a GF Score™ of 47/100 and a GF Value™ of ر.ع0.30 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

National Bank of OmanOG's adjusted earnings per share data for the three months ended in Mar. 2026 was ر.ع0.012. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ر.ع0.04 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-29), National Bank of OmanOG's current stock price is ر.ع0.495. National Bank of OmanOG's E10 for the quarter that ended in Mar. 2026 was ر.ع0.04. National Bank of OmanOG's Shiller PE Ratio of today is 12.38.

During the past 13 years, the highest Shiller PE Ratio of National Bank of OmanOG was 13.75. The lowest was 3.70. And the median was 6.88.


National Bank of OmanOG  (MUS:NBOB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

National Bank of OmanOG's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.495/0.04
=12.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of National Bank of OmanOG was 13.75. The lowest was 3.70. And the median was 6.88.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


National Bank of OmanOG E10 Related Terms


National Bank of OmanOG E10 Historical Data

* Premium members only.

The historical data trend for National Bank of OmanOG's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of OmanOG E10 Chart

National Bank of OmanOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

National Bank of OmanOG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

MUS:NBOB vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, National Bank of OmanOG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of OmanOG Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of OmanOG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where National Bank of OmanOG's Shiller PE Ratio falls into.


MUS:NBOB
47GF Score
National Bank of Oman SAOG MUS:NBOB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of OmanOG E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, National Bank of OmanOG's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.012/330.2130*330.2130
=0.012

Current CPI (Mar. 2026) = 330.2130.

National Bank of OmanOG Quarterly Data

per share eps CPI Adj_EPS
201606 0.038 241.018 0.052
201609 0.031 241.428 0.042
201612 0.003 241.432 0.004
201703 0.008 243.801 0.011
201706 0.005 244.955 0.007
201709 0.005 246.819 0.007
201712 0.003 246.524 0.004
201803 0.008 249.554 0.011
201806 0.005 251.989 0.007
201809 0.008 252.439 0.010
201812 0.003 251.233 0.004
201903 0.008 254.202 0.010
201906 0.005 256.143 0.006
201909 0.009 256.759 0.012
201912 0.005 256.974 0.006
202003 0.006 258.115 0.008
202006 0.000 257.797 0.000
202009 0.001 260.280 0.001
202012 -0.002 260.474 -0.003
202103 0.004 264.877 0.005
202106 0.003 271.696 0.004
202109 0.005 274.310 0.006
202112 0.001 278.802 0.001
202203 0.006 287.504 0.007
202206 0.004 296.311 0.004
202209 0.008 296.808 0.009
202212 0.005 296.797 0.006
202303 0.009 301.836 0.010
202306 0.005 305.109 0.005
202309 0.009 307.789 0.010
202312 0.005 306.746 0.005
202403 0.010 312.332 0.011
202406 0.006 314.175 0.006
202409 0.009 315.301 0.009
202412 0.007 315.605 0.007
202503 0.011 319.799 0.011
202506 0.005 322.561 0.005
202509 0.011 324.800 0.011
202512 0.006 324.054 0.006
202603 0.012 330.213 0.012

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ر.ع0.04 mean?
National Bank of OmanOG (MUS:NBOB) has a E10 of ر.ع0.04 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on National Bank of OmanOG and its competitors.
Is National Bank of OmanOG's E10 too high?
National Bank of OmanOG's current E10 is ر.ع0.04. Overall, National Bank of OmanOG has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of OmanOG's E10 compare to PNC and USB?
National Bank of OmanOG's E10 of ر.ع0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on National Bank of OmanOG and its competitors. National Bank of OmanOG's current E10 is ر.ع0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of OmanOG stock overvalued right now?
Based on GuruFocus' analysis, National Bank of OmanOG (MUS:NBOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.30, compared to a current price of ر.ع0.50 — trading 65% above its estimated fair value. The current E10 is ر.ع0.04. National Bank of OmanOG's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For National Bank of OmanOG (MUS:NBOB), the current E10 is ر.ع0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of OmanOG (MUS:NBOB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of OmanOG stock appears to be overvalued. The current stock price of ر.ع0.50 is trading 65% above its estimated GF Value™ of ر.ع0.30. GuruFocus considers National Bank of OmanOG to be Significantly Overvalued.

Key valuation signals for MUS:NBOB:

  • E10: ر.ع0.04
  • GF Value™: ر.ع0.30 vs. price of ر.ع0.50 (65% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the MUS:NBOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of OmanOG Business Description

Address Ruwi, P.O. Box 751, Muscat, OMN, 112
National Bank of Oman SAOG operates with segments including Retail Banking, Wholesale Banking, International Banking, Islamic Banking, and the Funding Centre. Retail Banking offers products and facilities to individual and high net-worth customers, including personal loans, housing loans, credit cards, term loans, and deposit accounts. Wholesale Banking generates the maximum revenue and provides lending, deposits, trade finance, treasury, foreign exchange, and investment banking services. International Banking includes operations in the UAE and Egypt, while Islamic Banking offers Shari'a-compliant products. The Funding Centre manages liquidity, fund allocation, and investments, including asset/liability management and cash instruments. The company generates maximum revenue from Oman.
47GF Score

Get the complete analysis for MUS:NBOB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.50
Price
ر.ع0.30
GF Value