National Bank of OmanOG (MUS:NBOB) Net Debt Paydown Yield % : -18.72% (As of Jul. 19, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:NBOB National Bank of Oman SAOG MUS:NBOB
49 GF Score
Price ر.ع0.49
GF Value ر.ع0.29
Valuation Significantly Overvalued
! 7 Warning Signs
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What is National Bank of OmanOG Net Debt Paydown Yield %?

National Bank of OmanOG MUS:NBOB -1.81% 49 Net Debt Paydown Yield % is -18.72% as of Jul. 19, 2026. GuruFocus rates MUS:NBOB with a GF Score™ of 49/100 and a GF Value™ of ر.ع0.29 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,421 Banks companies, National Bank of OmanOG ranks worse than 81.28% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, National Bank of OmanOG's Net Debt Paydown Yield % was -18.72%.


National Bank of OmanOG  (MUS:NBOB) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


National Bank of OmanOG Net Debt Paydown Yield % Related Terms


National Bank of OmanOG Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for National Bank of OmanOG's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of OmanOG Net Debt Paydown Yield % Chart

National Bank of OmanOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -23.01 14.58 12.86 37.49 -19.57

National Bank of OmanOG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.75 14.71 -1.71 -19.57 -24.11

MUS:NBOB vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, National Bank of OmanOG's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of OmanOG Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of OmanOG's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where National Bank of OmanOG's Net Debt Paydown Yield % falls into.


MUS:NBOB
49GF Score
National Bank of Oman SAOG MUS:NBOB
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of OmanOG Net Debt Paydown Yield % Calculation

National Bank of OmanOG's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 199.44-350.76 )/627.615156
=-24.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -18.72% mean?
National Bank of OmanOG (MUS:NBOB) has a Net Debt Paydown Yield % of -18.72% as of Jul. 19, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on National Bank of OmanOG and its competitors. According to the industry distribution chart, National Bank of OmanOG ranks #1155 out of 1421 companies in the Banks industry, placing it in the top 81.3%.
Is National Bank of OmanOG's Net Debt Paydown Yield % too high?
National Bank of OmanOG's current Net Debt Paydown Yield % is -18.72%. Based on the distribution chart, National Bank of OmanOG ranks #1155 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of OmanOG has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of OmanOG's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank of OmanOG ranks #1155 out of 1421 companies for Net Debt Paydown Yield %. This places National Bank of OmanOG in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on National Bank of OmanOG and its competitors. National Bank of OmanOG's current Net Debt Paydown Yield % is -18.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of OmanOG stock overvalued right now?
Based on GuruFocus' analysis, National Bank of OmanOG (MUS:NBOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.29, compared to a current price of ر.ع0.49 — trading 68.3% above its estimated fair value. The current Net Debt Paydown Yield % is -18.72%. National Bank of OmanOG's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For National Bank of OmanOG (MUS:NBOB), the current Net Debt Paydown Yield % is -18.72% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of OmanOG (MUS:NBOB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of OmanOG stock appears to be overvalued. The current stock price of ر.ع0.49 is trading 68.3% above its estimated GF Value™ of ر.ع0.29. GuruFocus considers National Bank of OmanOG to be Significantly Overvalued.

Key valuation signals for MUS:NBOB:

  • Net Debt Paydown Yield %: -18.72%
  • GF Value™: ر.ع0.29 vs. price of ر.ع0.49 (68.3% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the MUS:NBOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of OmanOG Business Description

Address Ruwi, P.O. Box 751, Muscat, OMN, 112
National Bank of Oman SAOG operates with segments including Retail Banking, Wholesale Banking, International Banking, Islamic Banking, and the Funding Centre. Retail Banking offers products and facilities to individual and high net-worth customers, including personal loans, housing loans, credit cards, term loans, and deposit accounts. Wholesale Banking generates the maximum revenue and provides lending, deposits, trade finance, treasury, foreign exchange, and investment banking services. International Banking includes operations in the UAE and Egypt, while Islamic Banking offers Shari'a-compliant products. The Funding Centre manages liquidity, fund allocation, and investments, including asset/liability management and cash instruments. The company generates maximum revenue from Oman.
49GF Score

Get the complete analysis for MUS:NBOB

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.49
Price
ر.ع0.29
GF Value