National Bank of OmanOG (MUS:NBOB) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

What is National Bank of OmanOG LT-Debt-to-Total-Asset?

National Bank of OmanOG MUS:NBOB +0.40% 49 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates MUS:NBOB with a GF Score™ of 49/100 and a GF Value™ of ر.ع0.30 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. National Bank of OmanOG's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

National Bank of OmanOG's long-term debt to total assets ratio increased from Mar. 2025 (0.06) to Mar. 2026 (0.07). It may suggest that National Bank of OmanOG is progressively becoming more dependent on debt to grow their business.

National Bank of OmanOG (MUS:NBOB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

National Bank of OmanOG LT-Debt-to-Total-Asset Related Terms

National Bank of OmanOG LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for National Bank of OmanOG's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of OmanOG LT-Debt-to-Total-Asset Chart

National Bank of OmanOG Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.12

0.10

0.08

0.03

0.07

National Bank of OmanOG Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.06	0.05	0.05	0.07	0.07

49GF Score

National Bank of Oman SAOG MUS:NBOB

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

National Bank of OmanOG LT-Debt-to-Total-Asset Calculation

National Bank of OmanOG's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	409.038	/	5591.224
	=	0.07

National Bank of OmanOG's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	429.132	/	5899.31
	=	0.07

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.07 mean?

National Bank of OmanOG (MUS:NBOB) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of OmanOG and its competitors.

Is National Bank of OmanOG's LT-Debt-to-Total-Asset too high?

National Bank of OmanOG's current LT-Debt-to-Total-Asset is 0.07. Overall, National Bank of OmanOG has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does National Bank of OmanOG's LT-Debt-to-Total-Asset compare to PNC and USB?

National Bank of OmanOG's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of OmanOG and its competitors. National Bank of OmanOG's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is National Bank of OmanOG stock overvalued right now?

Based on GuruFocus' analysis, National Bank of OmanOG (MUS:NBOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.30, compared to a current price of ر.ع0.50 — trading 66.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. National Bank of OmanOG's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For National Bank of OmanOG (MUS:NBOB), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of OmanOG (MUS:NBOB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of OmanOG stock appears to be overvalued. The current stock price of ر.ع0.50 is trading 66.3% above its estimated GF Value™ of ر.ع0.30. GuruFocus considers National Bank of OmanOG to be Significantly Overvalued.

Key valuation signals for MUS:NBOB:

LT-Debt-to-Total-Asset: 0.07
GF Value™: ر.ع0.30 vs. price of ر.ع0.50 (66.3% above fair value)
GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the MUS:NBOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of OmanOG Business Description

Industry Financial Services Banks

Comparable Companies MUS:BKDB MUS:ABOB MUS:OAB MUS:BKSB MUS:BKNZ MUS:BKMB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3

Address Ruwi, P.O. Box 751, Muscat, OMN, 112

Website https://www.nbo.om

National Bank of Oman SAOG operates with segments including Retail Banking, Wholesale Banking, International Banking, Islamic Banking, and the Funding Centre. Retail Banking offers products and facilities to individual and high net-worth customers, including personal loans, housing loans, credit cards, term loans, and deposit accounts. Wholesale Banking generates the maximum revenue and provides lending, deposits, trade finance, treasury, foreign exchange, and investment banking services. International Banking includes operations in the UAE and Egypt, while Islamic Banking offers Shari'a-compliant products. The Funding Centre manages liquidity, fund allocation, and investments, including asset/liability management and cash instruments. The company generates maximum revenue from Oman.

49GF Score

Get the complete analysis for MUS:NBOB

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.50

Price

ر.ع0.30

GF Value

View MUS:NBOB Analysis

See LT-Debt-to-Total-Asset data for all stocks →