National Bank of OmanOG (MUS:NBOB) Scaled Net Operating Assets: 0.14 (As of Mar. 2026)


MUS:NBOB National Bank of Oman SAOG MUS:NBOB
49 GF Score
Price ر.ع0.50
GF Value ر.ع0.30
Valuation Significantly Overvalued
! 7 Warning Signs
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What is National Bank of OmanOG Scaled Net Operating Assets?

National Bank of OmanOG MUS:NBOB 49 Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus rates MUS:NBOB with a GF Score™ of 49/100 and a GF Value™ of ر.ع0.30 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank of OmanOG's operating assets for the quarter that ended in Mar. 2026 was ر.ع5,236.3 Mil. National Bank of OmanOG's operating liabilities for the quarter that ended in Mar. 2026 was ر.ع4,449.2 Mil. National Bank of OmanOG's Total Assets for the quarter that ended in Dec. 2025 was ر.ع5,591.2 Mil. Therefore, National Bank of OmanOG's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.14.

MUS:NBOB
49GF Score
National Bank of Oman SAOG MUS:NBOB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of OmanOG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank of OmanOG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(4946.355-4182.18)/5242.545
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5591.224 - 644.869
=4946.355

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4591.218 - 409.038 - 0
=4182.18

National Bank of OmanOG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5236.325-4449.167)/5591.224
=0.14

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5899.31 - 662.985
=5236.325

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4878.299 - 429.132 - 0
=4449.167

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.14 mean?
National Bank of OmanOG (MUS:NBOB) has a Scaled Net Operating Assets of 0.14 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank of OmanOG and its competitors.
Is National Bank of OmanOG's Scaled Net Operating Assets too high?
National Bank of OmanOG's current Scaled Net Operating Assets is 0.14. Overall, National Bank of OmanOG has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of OmanOG's Scaled Net Operating Assets compare to PNC and USB?
National Bank of OmanOG's Scaled Net Operating Assets of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank of OmanOG and its competitors. National Bank of OmanOG's current Scaled Net Operating Assets is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of OmanOG stock overvalued right now?
Based on GuruFocus' analysis, National Bank of OmanOG (MUS:NBOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.30, compared to a current price of ر.ع0.50 — trading 66.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.14. National Bank of OmanOG's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For National Bank of OmanOG (MUS:NBOB), the current Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of OmanOG (MUS:NBOB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of OmanOG stock appears to be overvalued. The current stock price of ر.ع0.50 is trading 66.3% above its estimated GF Value™ of ر.ع0.30. GuruFocus considers National Bank of OmanOG to be Significantly Overvalued.

Key valuation signals for MUS:NBOB:

  • Scaled Net Operating Assets: 0.14
  • GF Value™: ر.ع0.30 vs. price of ر.ع0.50 (66.3% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the MUS:NBOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of OmanOG Business Description

Address Ruwi, P.O. Box 751, Muscat, OMN, 112
National Bank of Oman SAOG operates with segments including Retail Banking, Wholesale Banking, International Banking, Islamic Banking, and the Funding Centre. Retail Banking offers products and facilities to individual and high net-worth customers, including personal loans, housing loans, credit cards, term loans, and deposit accounts. Wholesale Banking generates the maximum revenue and provides lending, deposits, trade finance, treasury, foreign exchange, and investment banking services. International Banking includes operations in the UAE and Egypt, while Islamic Banking offers Shari'a-compliant products. The Funding Centre manages liquidity, fund allocation, and investments, including asset/liability management and cash instruments. The company generates maximum revenue from Oman.
49GF Score

Get the complete analysis for MUS:NBOB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.50
Price
ر.ع0.30
GF Value