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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
National Bank of OmanOG's 3-Year RORE % for the quarter that ended in Mar. 2026 was 7.46%.
The industry rank for National Bank of OmanOG's 3-Year RORE % or its related term are showing as below:
MUS:NBOB's 3-Year RORE % is ranked worse than 56.11% of 1472
companies
in the Banks industry
Industry Median: 9.905
vs MUS:NBOB: 7.46
National Bank of OmanOG (MUS:NBOB) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
National Bank of OmanOG 3-Year RORE % Related Terms
National Bank of OmanOG 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, National Bank of OmanOG's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of OmanOG 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of OmanOG's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where National Bank of OmanOG's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
National Bank of OmanOG (MUS:NBOB) has a 3-Year RORE % of 7.46 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on National Bank of OmanOG and its competitors. According to the industry distribution chart, National Bank of OmanOG ranks #826 out of 1472 companies in the Banks industry, placing it in the top 56.1%.
Is National Bank of OmanOG's 3-Year RORE % too high?
National Bank of OmanOG's current 3-Year RORE % is 7.46. The Banks industry median 3-Year RORE % is 9.91. National Bank of OmanOG's value of 7.46 is 24.7% below this industry median. Based on the distribution chart, National Bank of OmanOG ranks #826 out of 1472 companies in the Banks industry, which is below the industry midpoint. Overall, National Bank of OmanOG has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of OmanOG's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank of OmanOG ranks #826 out of 1472 companies for 3-Year RORE %. This places National Bank of OmanOG in the lower half of its industry. The industry median 3-Year RORE % is 9.91. National Bank of OmanOG's value of 7.46 is 24.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.91, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of OmanOG's current 3-Year RORE % of 7.46 is 24.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on National Bank of OmanOG and its competitors. For the Banks industry, the median 3-Year RORE % is 9.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of OmanOG's current 3-Year RORE % is 7.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of OmanOG stock overvalued right now?
Based on GuruFocus' analysis, National Bank of OmanOG (MUS:NBOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.29, compared to a current price of ر.ع0.49 — trading 68.3% above its estimated fair value. The current 3-Year RORE % is 7.46 and 24.7% below the Banks industry median of 9.91. National Bank of OmanOG's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For National Bank of OmanOG (MUS:NBOB), the current 3-Year RORE % is 7.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of OmanOG (MUS:NBOB) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of OmanOG stock appears to be overvalued.
The current stock price of ر.ع0.49 is trading 68.3% above its estimated GF Value™ of ر.ع0.29.
GuruFocus considers National Bank of OmanOG to be Significantly Overvalued.
Key valuation signals for MUS:NBOB:
3-Year RORE %: 7.46
GF Value™: ر.ع0.29 vs. price of ر.ع0.49 (68.3% above fair value)
Industry Position: 24.7% below the Banks median (#826 of 1472)
No single metric tells the full story. See the MUS:NBOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Oman SAOG operates with segments including Retail Banking, Wholesale Banking, International Banking, Islamic Banking, and the Funding Centre. Retail Banking offers products and facilities to individual and high net-worth customers, including personal loans, housing loans, credit cards, term loans, and deposit accounts. Wholesale Banking generates the maximum revenue and provides lending, deposits, trade finance, treasury, foreign exchange, and investment banking services. International Banking includes operations in the UAE and Egypt, while Islamic Banking offers Shari'a-compliant products. The Funding Centre manages liquidity, fund allocation, and investments, including asset/liability management and cash instruments. The company generates maximum revenue from Oman.
49GF Score
Get the complete analysis for MUS:NBOB
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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