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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. National Bank of OmanOG's Total Liabilities for the quarter that ended in Jun. 2026 was ر.ع5,312.0 Mil. National Bank of OmanOG's Total Assets for the quarter that ended in Jun. 2026 was ر.ع6,218.3 Mil.
Therefore, National Bank of OmanOG's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.85.
National Bank of OmanOG (MUS:NBOB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
National Bank of OmanOG Liabilities-to-Assets Related Terms
National Bank of OmanOG Liabilities-to-Assets Historical Data
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The historical data trend for National Bank of OmanOG's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of OmanOG Liabilities-to-Assets Chart
MUS:NBOB vs USB, PNC: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, National Bank of OmanOG's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of OmanOG Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of OmanOG's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where National Bank of OmanOG's Liabilities-to-Assets falls into.
National Bank of OmanOG Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
National Bank of OmanOG's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of OmanOG (MUS:NBOB) has a Liabilities-to-Assets of 0.85 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on National Bank of OmanOG and its competitors.
Is National Bank of OmanOG's Liabilities-to-Assets too high?
National Bank of OmanOG's current Liabilities-to-Assets is 0.85. Overall, National Bank of OmanOG has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of OmanOG's Liabilities-to-Assets compare to USB and PNC?
National Bank of OmanOG's Liabilities-to-Assets of 0.85 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on National Bank of OmanOG and its competitors. National Bank of OmanOG's current Liabilities-to-Assets is 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of OmanOG stock overvalued right now?
Based on GuruFocus' analysis, National Bank of OmanOG (MUS:NBOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.30, compared to a current price of ر.ع0.49 — trading 63.3% above its estimated fair value. The current Liabilities-to-Assets is 0.85. National Bank of OmanOG's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For National Bank of OmanOG (MUS:NBOB), the current Liabilities-to-Assets is 0.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of OmanOG (MUS:NBOB) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of OmanOG stock appears to be overvalued.
The current stock price of ر.ع0.49 is trading 63.3% above its estimated GF Value™ of ر.ع0.30.
GuruFocus considers National Bank of OmanOG to be Significantly Overvalued.
Key valuation signals for MUS:NBOB:
Liabilities-to-Assets: 0.85
GF Value™: ر.ع0.30 vs. price of ر.ع0.49 (63.3% above fair value)
No single metric tells the full story. See the MUS:NBOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Oman SAOG operates with segments including Retail Banking, Wholesale Banking, International Banking, Islamic Banking, and the Funding Centre. Retail Banking offers products and facilities to individual and high net-worth customers, including personal loans, housing loans, credit cards, term loans, and deposit accounts. Wholesale Banking generates the maximum revenue and provides lending, deposits, trade finance, treasury, foreign exchange, and investment banking services. International Banking includes operations in the UAE and Egypt, while Islamic Banking offers Shari'a-compliant products. The Funding Centre manages liquidity, fund allocation, and investments, including asset/liability management and cash instruments. The company generates maximum revenue from Oman.
46GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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