National Bank of OmanOG (MUS:NBOB) 5-Year Yield-on-Cost %: 2.31 (As of Jul. 30, 2026) — 63% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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MUS:NBOB National Bank of Oman SAOG MUS:NBOB
45 GF Score
Price ر.ع0.46
GF Value ر.ع0.29
Valuation Significantly Overvalued
! 5 Warning Signs
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What is National Bank of OmanOG 5-Year Yield-on-Cost %?

National Bank of OmanOG MUS:NBOB +0.66% 45 5-Year Yield-on-Cost % is 2.31 as of Jul. 30, 2026, which is 63% below its 10-year median of 6.25. GuruFocus rates MUS:NBOB with a GF Score™ of 45/100 and a GF Value™ of ر.ع0.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, National Bank of OmanOG ranks worse than 76.26% on this metric.

National Bank of OmanOG's yield on cost for the quarter that ended in Mar. 2026 was 2.31.


The historical rank and industry rank for National Bank of OmanOG's 5-Year Yield-on-Cost % or its related term are showing as below:

MUS:NBOB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.36   Med: 6.25   Max: 11.33
Current: 2.31


During the past 13 years, National Bank of OmanOG's highest Yield on Cost was 11.33. The lowest was 1.36. And the median was 6.25.


MUS:NBOB's 5-Year Yield-on-Cost % is ranked worse than
76.26% of 1251 companies
in the Banks industry
Industry Median: 3.84 vs MUS:NBOB: 2.31

National Bank of OmanOG  (MUS:NBOB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


National Bank of OmanOG 5-Year Yield-on-Cost % Related Terms


MUS:NBOB vs PNC, USB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, National Bank of OmanOG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of OmanOG 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of OmanOG's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where National Bank of OmanOG's 5-Year Yield-on-Cost % falls into.


MUS:NBOB
45GF Score
National Bank of Oman SAOG MUS:NBOB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of OmanOG 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of National Bank of OmanOG is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 2.31 mean?
National Bank of OmanOG (MUS:NBOB) has a 5-Year Yield-on-Cost % of 2.31 as of Jul. 30, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of OmanOG and its competitors. This is 63% below median its historical median of 6.25. Over the past decade, National Bank of OmanOG's 5-Year Yield-on-Cost % has ranged from 1.36 to 11.33. According to the industry distribution chart, National Bank of OmanOG ranks #954 out of 1251 companies in the Banks industry, placing it in the top 76.3%.
Is National Bank of OmanOG's 5-Year Yield-on-Cost % too high?
National Bank of OmanOG's current 5-Year Yield-on-Cost % of 2.31 is 63% below median its 10-year median of 6.25. Over the past 10 years, this metric has ranged from a low of 1.36 to a high of 11.33. The Banks industry median 5-Year Yield-on-Cost % is 3.84. National Bank of OmanOG's value of 2.31 is 39.8% below this industry median. Based on the distribution chart, National Bank of OmanOG ranks #954 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of OmanOG has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of OmanOG's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank of OmanOG ranks #954 out of 1251 companies for 5-Year Yield-on-Cost %. This places National Bank of OmanOG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. National Bank of OmanOG's value of 2.31 is 39.8% below this benchmark. Historically, National Bank of OmanOG's own 5-Year Yield-on-Cost % has ranged from 1.36 to 11.33 over the past decade. While the company's 10-year median is 6.25 vs. the industry median of 3.84, National Bank of OmanOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of OmanOG's current 5-Year Yield-on-Cost % of 2.31 is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of OmanOG and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of OmanOG's current 5-Year Yield-on-Cost % is 2.31, which is 63% below median its own 10-year median of 6.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of OmanOG stock overvalued right now?
Based on GuruFocus' analysis, National Bank of OmanOG (MUS:NBOB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.29, compared to a current price of ر.ع0.46 — trading 57.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.31, which is 63% below median its 10-year median of 6.25 and 39.8% below the Banks industry median of 3.84. National Bank of OmanOG's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Bank of OmanOG (MUS:NBOB), the current 5-Year Yield-on-Cost % is 2.31 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of OmanOG (MUS:NBOB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of OmanOG stock appears to be overvalued. The current stock price of ر.ع0.46 is trading 57.9% above its estimated GF Value™ of ر.ع0.29. GuruFocus considers National Bank of OmanOG to be Significantly Overvalued.

Key valuation signals for MUS:NBOB:

  • 5-Year Yield-on-Cost %: 2.31 (63% below median its 10-year median of 6.25)
  • GF Value™: ر.ع0.29 vs. price of ر.ع0.46 (57.9% above fair value)
  • GF Score™: 45/100 with 5 warning signs
  • Industry Position: 39.8% below the Banks median (#954 of 1251)

No single metric tells the full story. See the MUS:NBOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of OmanOG Business Description

Address Ruwi, P.O. Box 751, Muscat, OMN, 112
National Bank of Oman SAOG operates with segments including Retail Banking, Wholesale Banking, International Banking, Islamic Banking, and the Funding Centre. Retail Banking offers products and facilities to individual and high net-worth customers, including personal loans, housing loans, credit cards, term loans, and deposit accounts. Wholesale Banking generates the maximum revenue and provides lending, deposits, trade finance, treasury, foreign exchange, and investment banking services. International Banking includes operations in the UAE and Egypt, while Islamic Banking offers Shari'a-compliant products. The Funding Centre manages liquidity, fund allocation, and investments, including asset/liability management and cash instruments. The company generates maximum revenue from Oman.
45GF Score

Get the complete analysis for MUS:NBOB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.46
Price
ر.ع0.29
GF Value