PTC India Financial Services (NSE:PFS) E10: ₹3.06 (As of Mar. 2026)


NSE:PFS PTC India Financial Services Ltd NSE:PFS
73 GF Score
Price ₹30.65
GF Value ₹27.13
Valuation Modestly Overvalued
! 4 Warning Signs
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What is PTC India Financial Services E10?

PTC India Financial Services NSE:PFS +0.20% 73 E10 is ₹3.06 as of Mar. 2026. GuruFocus rates NSE:PFS with a GF Score™ of 73/100 and a GF Value™ of ₹27.13 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PTC India Financial Services's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹0.710. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹3.06 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PTC India Financial Services's average E10 Growth Rate was -13.10% per year. During the past 3 years, the average E10 Growth Rate was -6.60% per year. During the past 5 years, the average E10 Growth Rate was -2.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PTC India Financial Services was -0.30% per year. The lowest was -6.60% per year. And the median was -0.70% per year.

As of today (2026-06-26), PTC India Financial Services's current stock price is ₹30.65. PTC India Financial Services's E10 for the quarter that ended in Mar. 2026 was ₹3.06. PTC India Financial Services's Shiller PE Ratio of today is 10.02.

During the past 13 years, the highest Shiller PE Ratio of PTC India Financial Services was 16.35. The lowest was 3.36. And the median was 7.34.


PTC India Financial Services  (NSE:PFS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PTC India Financial Services's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=30.65/3.06
=10.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PTC India Financial Services was 16.35. The lowest was 3.36. And the median was 7.34.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PTC India Financial Services E10 Related Terms


PTC India Financial Services E10 Historical Data

* Premium members only.

The historical data trend for PTC India Financial Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PTC India Financial Services E10 Chart

PTC India Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.60 3.77 3.56 3.52 3.06

PTC India Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.52 3.61 3.20 3.11 3.06

NSE:PFS vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, PTC India Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PTC India Financial Services Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PTC India Financial Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PTC India Financial Services's Shiller PE Ratio falls into.


NSE:PFS
73GF Score
PTC India Financial Services Ltd NSE:PFS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PTC India Financial Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PTC India Financial Services's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.71/164.2724*164.2724
=0.710

Current CPI (Mar. 2026) = 164.2724.

PTC India Financial Services Quarterly Data

per share eps CPI Adj_EPS
201606 1.200 105.961 1.860
201609 1.510 105.961 2.341
201612 1.410 105.196 2.202
201703 1.740 105.196 2.717
201706 1.130 107.109 1.733
201709 0.940 109.021 1.416
201712 0.490 109.404 0.736
201803 -4.120 109.786 -6.165
201806 0.870 111.317 1.284
201809 0.770 115.142 1.099
201812 0.650 115.142 0.927
201903 0.580 118.202 0.806
201906 0.240 120.880 0.326
201909 0.690 123.175 0.920
201912 0.670 126.235 0.872
202003 0.110 124.705 0.145
202006 0.410 127.000 0.530
202009 0.500 130.118 0.631
202012 0.320 130.889 0.402
202103 -0.830 131.771 -1.035
202106 0.710 134.084 0.870
202109 0.820 135.847 0.992
202112 0.110 138.161 0.131
202203 0.390 138.822 0.461
202206 0.790 142.347 0.912
202209 0.820 144.661 0.931
202212 0.560 145.763 0.631
202303 0.570 146.865 0.638
202306 0.570 150.280 0.623
202309 0.930 151.492 1.008
202312 0.780 152.924 0.838
202403 0.210 153.035 0.225
202406 0.690 155.789 0.728
202409 0.740 157.882 0.770
202412 1.050 158.323 1.089
202503 0.910 157.552 0.949
202506 2.130 159.755 2.190
202509 1.370 162.289 1.387
202512 0.760 163.281 0.765
202603 0.710 164.272 0.710

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹3.06 mean?
PTC India Financial Services (NSE:PFS) has a E10 of ₹3.06 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PTC India Financial Services and its competitors.
Is PTC India Financial Services' E10 too high?
PTC India Financial Services' current E10 is ₹3.06. Overall, PTC India Financial Services has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PTC India Financial Services' E10 compare to V and MA?
PTC India Financial Services' E10 of ₹3.06 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PTC India Financial Services and its competitors. PTC India Financial Services's current E10 is ₹3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTC India Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PTC India Financial Services (NSE:PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹27.13, compared to a current price of ₹30.65 — trading 13% above its estimated fair value. The current E10 is ₹3.06. PTC India Financial Services' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PTC India Financial Services (NSE:PFS), the current E10 is ₹3.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PTC India Financial Services (NSE:PFS) Overvalued in 2026?

Based on GuruFocus' analysis, PTC India Financial Services stock appears to be overvalued. The current stock price of ₹30.65 is trading 13% above its estimated GF Value™ of ₹27.13. GuruFocus considers PTC India Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:PFS:

  • E10: ₹3.06
  • GF Value™: ₹27.13 vs. price of ₹30.65 (13% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the NSE:PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PTC India Financial Services Business Description

Other Exchanges 533344:India
Address 8 Bhikaji Cama Place, 7th Floor, Telephone Exchange Building, New Delhi, IND, 110 066
PTC India Financial Services Ltd provides total financial services to the entities in the energy value chain, which inter alia includes investing in equity and extending debt to power projects in generation, transmission, distribution, fuel sources, fuel-related infrastructures like gas pipelines, LNG terminals, ports, equipment manufacturers, and EPC contractors. The company also provides non-fund-based financial services, adding value to greenfield and brownfield projects at various stages of growth and development. The company is an India-based Non-Banking Financial company.
73GF Score

Get the complete analysis for NSE:PFS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.65
Price
₹27.13
GF Value