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What is PTC India Financial Services EV-to-EBITDA?
PTC India Financial ServicesNSE:PFS -0.41%74 EV-to-EBITDA is 6.63 as of Jul. 23, 2026, which is 35% below its 10-year median of 10.25. GuruFocus rates NSE:PFS with a GF Score™ of 74/100 and a GF Value™ of ₹26.84 (Fairly Valued). The stock has 4 warning signs investors should review. Among 326 Credit Services companies, PTC India Financial Services ranks better than 84.97% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PTC India Financial Services's enterprise value is ₹26,243 Mil.
PTC India Financial Services's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹3,959 Mil. Therefore, PTC India Financial Services's EV-to-EBITDA for today is 6.63.
The historical rank and industry rank for PTC India Financial Services's EV-to-EBITDA or its related term are showing as below:
NSE:PFS'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -82.08 Med: 10.25 Max: 90.02
Current: 6.63
During the past 13 years, the highest EV-to-EBITDA of PTC India Financial Services was 90.02. The lowest was -82.08. And the median was 10.25.
NSE:PFS's EV-to-EBITDA is ranked better than 84.97% of 326
companies
in the Credit Services industry
Industry Median: 22.565
vs NSE:PFS: 6.63
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
PTC India Financial Services (NSE:PFS) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PTC India Financial Services's PE Ratio (TTM) for today is calculated as:
PTC India Financial Services's share price for today is ₹29.50.
PTC India Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹4.970.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PTC India Financial Services's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PTC India Financial Services EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PTC India Financial Services's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PTC India Financial Services's EV-to-EBITDA falls into.
PTC India Financial Services's current Enterprise Value is ₹26,243 Mil.
PTC India Financial Services's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹3,959 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PTC India Financial Services (NSE:PFS) has a EV-to-EBITDA of 6.63 as of Jul. 23, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PTC India Financial Services. This is 35% below median its historical median of 10.25. According to the industry distribution chart, PTC India Financial Services ranks #49 out of 326 companies in the Credit Services industry, placing it in the top 15%.
Is PTC India Financial Services' EV-to-EBITDA too high?
PTC India Financial Services' current EV-to-EBITDA of 6.63 is 35% below median its 10-year median of 10.25. The Credit Services industry median EV-to-EBITDA is 22.57. PTC India Financial Services' value of 6.63 is 70.6% below this industry median. Based on the distribution chart, PTC India Financial Services ranks #49 out of 326 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PTC India Financial Services has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PTC India Financial Services' EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, PTC India Financial Services ranks #49 out of 326 companies for EV-to-EBITDA. This places PTC India Financial Services in the top 15% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 22.57. PTC India Financial Services' value of 6.63 is 70.6% below this benchmark. While the company's 10-year median is 10.25 vs. the industry median of 22.57, PTC India Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 22.57, based on 326 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PTC India Financial Services's current EV-to-EBITDA of 6.63 is 70.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PTC India Financial Services. For the Credit Services industry, the median EV-to-EBITDA is 22.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTC India Financial Services's current EV-to-EBITDA is 6.63, which is 35% below median its own 10-year median of 10.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTC India Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PTC India Financial Services (NSE:PFS) is currently considered Fairly Valued. The stock's GF Value™ is ₹26.84, compared to a current price of ₹29.50 — trading 9.9% above its estimated fair value. The current EV-to-EBITDA is 6.63, which is 35% below median its 10-year median of 10.25 and 70.6% below the Credit Services industry median of 22.57. PTC India Financial Services' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PTC India Financial Services (NSE:PFS), the current EV-to-EBITDA is 6.63 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PTC India Financial Services (NSE:PFS) Overvalued in 2026?
Based on GuruFocus' analysis, PTC India Financial Services stock appears to be overvalued.
The current stock price of ₹29.50 is trading 9.9% above its estimated GF Value™ of ₹26.84.
GuruFocus considers PTC India Financial Services to be Fairly Valued.
Key valuation signals for NSE:PFS:
EV-to-EBITDA: 6.63 (35% below median its 10-year median of 10.25)
GF Value™: ₹26.84 vs. price of ₹29.50 (9.9% above fair value)
Industry Position: 70.6% below the Credit Services median (#49 of 326)
No single metric tells the full story. See the NSE:PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PTC India Financial Services Ltd provides total financial services to the entities in the energy value chain, which inter alia includes investing in equity and extending debt to power projects in generation, transmission, distribution, fuel sources, fuel-related infrastructures like gas pipelines, LNG terminals, ports, equipment manufacturers, and EPC contractors. The company also provides non-fund-based financial services, adding value to greenfield and brownfield projects at various stages of growth and development. The company is an India-based Non-Banking Financial company.
74GF Score
Get the complete analysis for NSE:PFS
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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