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During the past 12 months, PTC India Financial Services's average EPS without NRI Growth Rate was -27.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -4.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -1.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was -6.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of PTC India Financial Services was 98.60% per year. The lowest was -21.40% per year. And the median was 3.65% per year.
PTC India Financial Services (NSE:PFS) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
PTC India Financial Services 3-Year EPS without NRI Growth Rate Related Terms
NSE:PFS vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, PTC India Financial Services's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PTC India Financial Services 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PTC India Financial Services's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where PTC India Financial Services's 3-Year EPS without NRI Growth Rate falls into.
PTC India Financial Services 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -4.60% mean?
PTC India Financial Services (NSE:PFS) has a 3-Year EPS without NRI Growth Rate of -4.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for PTC India Financial Services and its competitors. According to the industry distribution chart, PTC India Financial Services ranks #308 out of 427 companies in the Credit Services industry, placing it in the top 72.1%.
Is PTC India Financial Services' 3-Year EPS without NRI Growth Rate too high?
PTC India Financial Services' current 3-Year EPS without NRI Growth Rate is -4.60%. Based on the distribution chart, PTC India Financial Services ranks #308 out of 427 companies in the Credit Services industry, which is below the industry midpoint. Overall, PTC India Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PTC India Financial Services' 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, PTC India Financial Services ranks #308 out of 427 companies for 3-Year EPS without NRI Growth Rate. This places PTC India Financial Services in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for PTC India Financial Services and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTC India Financial Services's current 3-Year EPS without NRI Growth Rate is -4.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTC India Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PTC India Financial Services (NSE:PFS) is currently considered Fairly Valued. The stock's GF Value™ is ₹25.84, compared to a current price of ₹27.11 — trading 4.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -4.60%. PTC India Financial Services' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For PTC India Financial Services (NSE:PFS), the current 3-Year EPS without NRI Growth Rate is -4.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PTC India Financial Services (NSE:PFS) Overvalued in 2026?
Based on GuruFocus' analysis, PTC India Financial Services stock appears to be overvalued.
The current stock price of ₹27.11 is trading 4.9% above its estimated GF Value™ of ₹25.84.
GuruFocus considers PTC India Financial Services to be Fairly Valued.
Key valuation signals for NSE:PFS:
3-Year EPS without NRI Growth Rate: -4.60%
GF Value™: ₹25.84 vs. price of ₹27.11 (4.9% above fair value)
No single metric tells the full story. See the NSE:PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PTC India Financial Services Ltd provides total financial services to the entities in the energy value chain, which inter alia includes investing in equity and extending debt to power projects in generation, transmission, distribution, fuel sources, fuel-related infrastructures like gas pipelines, LNG terminals, ports, equipment manufacturers, and EPC contractors. The company also provides non-fund-based financial services, adding value to greenfield and brownfield projects at various stages of growth and development. The company is an India-based Non-Banking Financial company.
69GF Score
Get the complete analysis for NSE:PFS
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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