PTC India Financial Services (NSE:PFS) Selling, General, & Admin. Expense: ₹209 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PFS PTC India Financial Services Ltd NSE:PFS
74 GF Score
Price ₹30.57
GF Value ₹26.93
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is PTC India Financial Services Selling, General, & Admin. Expense?

PTC India Financial Services NSE:PFS -1.48% 74 Selling, General, & Admin. Expense is ₹209 Mil as of Mar. 2026. GuruFocus rates NSE:PFS with a GF Score™ of 74/100 and a GF Value™ of ₹26.93 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. PTC India Financial Services's selling, general, & admin. expense for the three months ended in Mar. 2026 was ₹61 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹209 Mil.


PTC India Financial Services  (NSE:PFS) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


PTC India Financial Services Selling, General, & Admin. Expense Related Terms


PTC India Financial Services Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for PTC India Financial Services's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PTC India Financial Services Selling, General, & Admin. Expense Chart

PTC India Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 107.47 111.72 104.90 240.20 209.00

PTC India Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.30 49.90 52.00 46.60 60.50

NSE:PFS vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, PTC India Financial Services's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PTC India Financial Services Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PTC India Financial Services's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where PTC India Financial Services's Selling, General, & Admin. Expense falls into.


NSE:PFS
74GF Score
PTC India Financial Services Ltd NSE:PFS
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PTC India Financial Services Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹209 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₹209 Mil mean?
PTC India Financial Services (NSE:PFS) has a Selling, General, & Admin. Expense of ₹209 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PTC India Financial Services and its competitors.
Is PTC India Financial Services' Selling, General, & Admin. Expense too high?
PTC India Financial Services' current Selling, General, & Admin. Expense is ₹209 Mil. Overall, PTC India Financial Services has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PTC India Financial Services' Selling, General, & Admin. Expense compare to V and MA?
PTC India Financial Services' Selling, General, & Admin. Expense of ₹209 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PTC India Financial Services and its competitors. PTC India Financial Services's current Selling, General, & Admin. Expense is ₹209 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTC India Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PTC India Financial Services (NSE:PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹26.93, compared to a current price of ₹30.57 — trading 13.5% above its estimated fair value. The current Selling, General, & Admin. Expense is ₹209 Mil. PTC India Financial Services' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For PTC India Financial Services (NSE:PFS), the current Selling, General, & Admin. Expense is ₹209 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PTC India Financial Services (NSE:PFS) Overvalued in 2026?

Based on GuruFocus' analysis, PTC India Financial Services stock appears to be overvalued. The current stock price of ₹30.57 is trading 13.5% above its estimated GF Value™ of ₹26.93. GuruFocus considers PTC India Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:PFS:

  • Selling, General, & Admin. Expense: ₹209 Mil
  • GF Value™: ₹26.93 vs. price of ₹30.57 (13.5% above fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the NSE:PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PTC India Financial Services Business Description

Other Exchanges 533344:India
Address 8 Bhikaji Cama Place, 7th Floor, Telephone Exchange Building, New Delhi, IND, 110 066
PTC India Financial Services Ltd provides total financial services to the entities in the energy value chain, which inter alia includes investing in equity and extending debt to power projects in generation, transmission, distribution, fuel sources, fuel-related infrastructures like gas pipelines, LNG terminals, ports, equipment manufacturers, and EPC contractors. The company also provides non-fund-based financial services, adding value to greenfield and brownfield projects at various stages of growth and development. The company is an India-based Non-Banking Financial company.
74GF Score

Get the complete analysis for NSE:PFS

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.57
Price
₹26.93
GF Value