PTC India Financial Services (NSE:PFS) ROE % Adjusted to Book Value: 11.82% (As of Mar. 2026)


NSE:PFS PTC India Financial Services Ltd NSE:PFS
73 GF Score
Price ₹30.65
GF Value ₹27.13
Valuation Modestly Overvalued
! 4 Warning Signs
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What is PTC India Financial Services ROE % Adjusted to Book Value?

PTC India Financial Services NSE:PFS +0.20% 73 ROE % Adjusted to Book Value is 11.82% as of Mar. 2026. GuruFocus rates NSE:PFS with a GF Score™ of 73/100 and a GF Value™ of ₹27.13 (Modestly Overvalued). The stock has 4 warning signs investors should review.

PTC India Financial Services's ROE % for the quarter that ended in Mar. 2026 was 5.91%. PTC India Financial Services's PB Ratio for the quarter that ended in Mar. 2026 was 0.50. PTC India Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.82%.


PTC India Financial Services ROE % Adjusted to Book Value Related Terms


PTC India Financial Services ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for PTC India Financial Services's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PTC India Financial Services ROE % Adjusted to Book Value Chart

PTC India Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.48 22.64 6.39 11.23 21.90

PTC India Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.58 0.00 15.58 0.00 11.82

NSE:PFS vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, PTC India Financial Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PTC India Financial Services ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PTC India Financial Services's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PTC India Financial Services's ROE % Adjusted to Book Value falls into.


NSE:PFS
73GF Score
PTC India Financial Services Ltd NSE:PFS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PTC India Financial Services ROE % Adjusted to Book Value Calculation

PTC India Financial Services's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.95% / 0.50
=21.90%

PTC India Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.91% / 0.50
=11.82%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.82% mean?
PTC India Financial Services (NSE:PFS) has a ROE % Adjusted to Book Value of 11.82% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PTC India Financial Services and its competitors.
Is PTC India Financial Services' ROE % Adjusted to Book Value too high?
PTC India Financial Services' current ROE % Adjusted to Book Value is 11.82%. Overall, PTC India Financial Services has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PTC India Financial Services' ROE % Adjusted to Book Value compare to V and MA?
PTC India Financial Services' ROE % Adjusted to Book Value of 11.82% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PTC India Financial Services and its competitors. PTC India Financial Services's current ROE % Adjusted to Book Value is 11.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTC India Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PTC India Financial Services (NSE:PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹27.13, compared to a current price of ₹30.65 — trading 13% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.82%. PTC India Financial Services' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PTC India Financial Services (NSE:PFS), the current ROE % Adjusted to Book Value is 11.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PTC India Financial Services (NSE:PFS) Overvalued in 2026?

Based on GuruFocus' analysis, PTC India Financial Services stock appears to be overvalued. The current stock price of ₹30.65 is trading 13% above its estimated GF Value™ of ₹27.13. GuruFocus considers PTC India Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:PFS:

  • ROE % Adjusted to Book Value: 11.82%
  • GF Value™: ₹27.13 vs. price of ₹30.65 (13% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the NSE:PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PTC India Financial Services Business Description

Other Exchanges 533344:India
Address 8 Bhikaji Cama Place, 7th Floor, Telephone Exchange Building, New Delhi, IND, 110 066
PTC India Financial Services Ltd provides total financial services to the entities in the energy value chain, which inter alia includes investing in equity and extending debt to power projects in generation, transmission, distribution, fuel sources, fuel-related infrastructures like gas pipelines, LNG terminals, ports, equipment manufacturers, and EPC contractors. The company also provides non-fund-based financial services, adding value to greenfield and brownfield projects at various stages of growth and development. The company is an India-based Non-Banking Financial company.
73GF Score

Get the complete analysis for NSE:PFS

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.65
Price
₹27.13
GF Value