PTC India Financial Services (NSE:PFS) Growth Rank: 5 (As of Jul. 31, 2026) — 150% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PFS PTC India Financial Services Ltd NSE:PFS
73 GF Score
Price ₹27.44
GF Value ₹26.12
Valuation Fairly Valued
! 3 Warning Signs
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What is PTC India Financial Services Growth Rank?

PTC India Financial Services NSE:PFS -1.22% 73 Growth Rank is 5 as of Jul. 31, 2026, which is 150% above its 10-year median of 2.00. GuruFocus rates NSE:PFS with a GF Score™ of 73/100 and a GF Value™ of ₹26.12 (Fairly Valued). The stock has 3 warning signs investors should review.

PTC India Financial Services has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

PTC India Financial Services Growth Rank Related Terms

NSE:PFS vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, PTC India Financial Services's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PTC India Financial Services Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PTC India Financial Services's Growth Rank distribution charts can be found below:

* The bar in red indicates where PTC India Financial Services's Growth Rank falls into.


NSE:PFS
73GF Score
PTC India Financial Services Ltd NSE:PFS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
PTC India Financial Services (NSE:PFS) has a Growth Rank of 5 as of Jul. 31, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PTC India Financial Services and its competitors. This is 150% above median its historical median of 2.00. Over the past decade, PTC India Financial Services' Growth Rank has ranged from 1.00 to 9.00.
Is PTC India Financial Services' Growth Rank too high?
PTC India Financial Services' current Growth Rank of 5 is 150% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, PTC India Financial Services has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PTC India Financial Services' Growth Rank compare to V and MA?
PTC India Financial Services' Growth Rank of 5 can be compared against companies in the Credit Services industry. Historically, PTC India Financial Services' own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PTC India Financial Services and its competitors. PTC India Financial Services's current Growth Rank is 5, which is 150% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTC India Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PTC India Financial Services (NSE:PFS) is currently considered Fairly Valued. The stock's GF Value™ is ₹26.12, compared to a current price of ₹27.44 — trading 5.1% above its estimated fair value. The current Growth Rank is 5, which is 150% above median its 10-year median of 2.00. PTC India Financial Services' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For PTC India Financial Services (NSE:PFS), the current Growth Rank is 5 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PTC India Financial Services (NSE:PFS) Overvalued in 2026?

Based on GuruFocus' analysis, PTC India Financial Services stock appears to be overvalued. The current stock price of ₹27.44 is trading 5.1% above its estimated GF Value™ of ₹26.12. GuruFocus considers PTC India Financial Services to be Fairly Valued.

Key valuation signals for NSE:PFS:

  • Growth Rank: 5 (150% above median its 10-year median of 2.00)
  • GF Value™: ₹26.12 vs. price of ₹27.44 (5.1% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the NSE:PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PTC India Financial Services Business Description

Other Exchanges 533344:India
Address 8 Bhikaji Cama Place, 7th Floor, Telephone Exchange Building, New Delhi, IND, 110 066
PTC India Financial Services Ltd provides total financial services to the entities in the energy value chain, which inter alia includes investing in equity and extending debt to power projects in generation, transmission, distribution, fuel sources, fuel-related infrastructures like gas pipelines, LNG terminals, ports, equipment manufacturers, and EPC contractors. The company also provides non-fund-based financial services, adding value to greenfield and brownfield projects at various stages of growth and development. The company is an India-based Non-Banking Financial company.
73GF Score

Get the complete analysis for NSE:PFS

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹27.44
Price
₹26.12
GF Value