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PTC India Financial Services (NSE:PFS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PTC India Financial Services Equity-to-Asset Related Terms
PTC India Financial Services Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PTC India Financial Services Equity-to-Asset Chart
For the Credit Services subindustry, PTC India Financial Services's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PTC India Financial Services Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PTC India Financial Services's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PTC India Financial Services's Equity-to-Asset falls into.
PTC India Financial Services Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
PTC India Financial Services's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PTC India Financial Services (NSE:PFS) has a Equity-to-Asset of 0.00 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PTC India Financial Services and its competitors. Over the past decade, PTC India Financial Services' Equity-to-Asset has ranged from 0.15 to 0.62. According to the industry distribution chart, PTC India Financial Services ranks #164 out of 548 companies in the Credit Services industry, placing it in the top 29.9%.
Is PTC India Financial Services' Equity-to-Asset too high?
PTC India Financial Services' current Equity-to-Asset is 0.00. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.62. Based on the distribution chart, PTC India Financial Services ranks #164 out of 548 companies in the Credit Services industry, which is above the industry midpoint. Overall, PTC India Financial Services has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PTC India Financial Services' Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, PTC India Financial Services ranks #164 out of 548 companies for Equity-to-Asset. This puts PTC India Financial Services in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Historically, PTC India Financial Services' own Equity-to-Asset has ranged from 0.15 to 0.62 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PTC India Financial Services and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTC India Financial Services's current Equity-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTC India Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PTC India Financial Services (NSE:PFS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹26.10, compared to a current price of ₹28.91 — trading 10.8% above its estimated fair value. The current Equity-to-Asset is 0.00. PTC India Financial Services' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PTC India Financial Services (NSE:PFS), the current Equity-to-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PTC India Financial Services (NSE:PFS) Overvalued in 2026?
Based on GuruFocus' analysis, PTC India Financial Services stock appears to be overvalued.
The current stock price of ₹28.91 is trading 10.8% above its estimated GF Value™ of ₹26.10.
GuruFocus considers PTC India Financial Services to be Modestly Overvalued.
Key valuation signals for NSE:PFS:
Equity-to-Asset: 0.00
GF Value™: ₹26.10 vs. price of ₹28.91 (10.8% above fair value)
No single metric tells the full story. See the NSE:PFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PTC India Financial Services Ltd provides total financial services to the entities in the energy value chain, which inter alia includes investing in equity and extending debt to power projects in generation, transmission, distribution, fuel sources, fuel-related infrastructures like gas pipelines, LNG terminals, ports, equipment manufacturers, and EPC contractors. The company also provides non-fund-based financial services, adding value to greenfield and brownfield projects at various stages of growth and development. The company is an India-based Non-Banking Financial company.
73GF Score
Get the complete analysis for NSE:PFS
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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