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Banco de Credito e Inversiones (XSGO:BCI) E10 : CLP3,374.76 (As of Dec. 2023)


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What is Banco de Credito e Inversiones E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco de Credito e Inversiones's adjusted earnings per share data for the three months ended in Dec. 2023 was CLP825.908. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is CLP3,374.76 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Banco de Credito e Inversiones's average E10 Growth Rate was 5.80% per year. During the past 3 years, the average E10 Growth Rate was 16.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Banco de Credito e Inversiones was 16.60% per year. The lowest was 16.60% per year. And the median was 16.60% per year.

As of today (2024-04-29), Banco de Credito e Inversiones's current stock price is CLP27450.00. Banco de Credito e Inversiones's E10 for the quarter that ended in Dec. 2023 was CLP3,374.76. Banco de Credito e Inversiones's Shiller PE Ratio of today is 8.13.

During the past 13 years, the highest Shiller PE Ratio of Banco de Credito e Inversiones was 12.93. The lowest was 4.75. And the median was 7.03.


Banco de Credito e Inversiones E10 Historical Data

The historical data trend for Banco de Credito e Inversiones's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Banco de Credito e Inversiones E10 Chart

Banco de Credito e Inversiones Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 2,126.84 2,617.11 3,188.26 3,374.76

Banco de Credito e Inversiones Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,188.26 3,280.61 3,284.58 3,358.48 3,374.76

Competitive Comparison of Banco de Credito e Inversiones's E10

For the Banks - Regional subindustry, Banco de Credito e Inversiones's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Credito e Inversiones's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Banco de Credito e Inversiones's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Credito e Inversiones's Shiller PE Ratio falls into.



Banco de Credito e Inversiones E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco de Credito e Inversiones's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=825.908/146.1089*146.1089
=825.908

Current CPI (Dec. 2023) = 146.1089.

Banco de Credito e Inversiones Quarterly Data

per share eps CPI Adj_EPS
201403 473.261 94.584 731.071
201406 458.602 95.543 701.317
201409 453.941 96.883 684.587
201412 514.332 97.515 770.636
201503 443.272 98.539 657.262
201506 497.476 99.770 728.530
201509 412.403 101.383 594.339
201512 488.092 101.775 700.708
201603 408.263 102.930 579.528
201606 414.888 103.965 583.069
201609 472.079 104.521 659.917
201612 491.142 104.532 686.493
201703 717.823 105.752 991.758
201706 460.918 105.730 636.945
201709 425.027 106.035 585.657
201712 299.344 106.907 409.111
201803 565.263 107.670 767.069
201806 507.833 108.421 684.357
201809 540.122 109.369 721.562
201812 389.722 109.653 519.294
201903 565.272 110.339 748.524
201906 579.917 111.352 760.928
201909 461.899 111.821 603.534
201912 401.242 112.943 519.067
202003 449.872 114.468 574.223
202006 305.294 114.283 390.313
202009 308.691 115.275 391.261
202012 591.262 116.299 742.816
202103 744.795 117.770 924.017
202106 594.392 118.630 732.072
202109 611.705 121.431 736.022
202112 3,425.350 124.634 4,015.554
202203 974.078 128.850 1,104.548
202206 1,293.160 133.448 1,415.846
202209 905.000 138.101 957.479
202212 1,931.000 140.574 2,007.030
202303 811.331 143.145 828.128
202306 958.845 143.538 976.022
202309 1,094.000 145.172 1,101.061
202312 825.908 146.109 825.908

Add all the adjusted EPS together and divide 10 will get our e10.


Banco de Credito e Inversiones  (XSGO:BCI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco de Credito e Inversiones's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=27450.00/3374.76
=8.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Banco de Credito e Inversiones was 12.93. The lowest was 4.75. And the median was 7.03.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banco de Credito e Inversiones E10 Related Terms

Thank you for viewing the detailed overview of Banco de Credito e Inversiones's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Banco de Credito e Inversiones (XSGO:BCI) Business Description

Traded in Other Exchanges
N/A
Address
Avenida el Golf 125, Las Condes, Santiago, CHL
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy. The company is present in Mexico City, Sao Paulo, Lima, Bogota, and Madrid.

Banco de Credito e Inversiones (XSGO:BCI) Headlines

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