Banco de Credito e Inversiones (XSGO:BCI) Selling, General, & Admin. Expense: CLP507,442 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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XSGO:BCI Banco de Credito e Inversiones SA XSGO:BCI
57 GF Score
Price CLP62,502.00
GF Value CLP37,835.45
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Banco de Credito e Inversiones Selling, General, & Admin. Expense?

Banco de Credito e Inversiones XSGO:BCI 57 Selling, General, & Admin. Expense is CLP507,442 Mil as of Jun. 2026. GuruFocus rates XSGO:BCI with a GF Score™ of 57/100 and a GF Value™ of CLP37,835.45 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Banco de Credito e Inversiones's selling, general, & admin. expense for the three months ended in Jun. 2026 was CLP120,879 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was CLP507,442 Mil.


Banco de Credito e Inversiones  (XSGO:BCI) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Banco de Credito e Inversiones Selling, General, & Admin. Expense Related Terms


Banco de Credito e Inversiones Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Banco de Credito e Inversiones's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Credito e Inversiones Selling, General, & Admin. Expense Chart

Banco de Credito e Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 333,896.00 371,482.00 414,885.00 463,684.00 511,816.00

Banco de Credito e Inversiones Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 121,570.00 126,583.00 150,803.00 109,177.00 120,879.00

XSGO:BCI vs USB, PNC: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Banco de Credito e Inversiones's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Credito e Inversiones Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Credito e Inversiones's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Banco de Credito e Inversiones's Selling, General, & Admin. Expense falls into.


XSGO:BCI
57GF Score
Banco de Credito e Inversiones SA XSGO:BCI
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco de Credito e Inversiones Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP507,442 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of CLP507,442 Mil mean?
Banco de Credito e Inversiones (XSGO:BCI) has a Selling, General, & Admin. Expense of CLP507,442 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco de Credito e Inversiones and its competitors.
Is Banco de Credito e Inversiones' Selling, General, & Admin. Expense too high?
Banco de Credito e Inversiones' current Selling, General, & Admin. Expense is CLP507,442 Mil. Overall, Banco de Credito e Inversiones has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' Selling, General, & Admin. Expense compare to USB and PNC?
Banco de Credito e Inversiones' Selling, General, & Admin. Expense of CLP507,442 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco de Credito e Inversiones and its competitors. Banco de Credito e Inversiones's current Selling, General, & Admin. Expense is CLP507,442 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP37,835.45, compared to a current price of CLP62,502.00 — trading 65.2% above its estimated fair value. The current Selling, General, & Admin. Expense is CLP507,442 Mil. Banco de Credito e Inversiones' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current Selling, General, & Admin. Expense is CLP507,442 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued. The current stock price of CLP62,502.00 is trading 65.2% above its estimated GF Value™ of CLP37,835.45. GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.

Key valuation signals for XSGO:BCI:

  • Selling, General, & Admin. Expense: CLP507,442 Mil
  • GF Value™: CLP37,835.45 vs. price of CLP62,502.00 (65.2% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Credito e Inversiones Business Description

Address Avenida el Golf 125, Las Condes, Santiago, CHL
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
57GF Score

Get the complete analysis for XSGO:BCI

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP62,502.00
Price
CLP37,835.45
GF Value