Banco de Credito e Inversiones (XSGO:BCI) ROE % Adjusted to Book Value: 8.87% (As of Mar. 2026)

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XSGO:BCI Banco de Credito e Inversiones SA XSGO:BCI
60 GF Score
Price CLP62,802.00
GF Value CLP30,547.14
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco de Credito e Inversiones ROE % Adjusted to Book Value?

Banco de Credito e Inversiones XSGO:BCI -2.60% 60 ROE % Adjusted to Book Value is 8.87% as of Mar. 2026. GuruFocus rates XSGO:BCI with a GF Score™ of 60/100 and a GF Value™ of CLP30,547.14 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banco de Credito e Inversiones's ROE % for the quarter that ended in Mar. 2026 was 15.34%. Banco de Credito e Inversiones's PB Ratio for the quarter that ended in Mar. 2026 was 1.73. Banco de Credito e Inversiones's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.87%.


Banco de Credito e Inversiones ROE % Adjusted to Book Value Related Terms


Banco de Credito e Inversiones ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Banco de Credito e Inversiones's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Credito e Inversiones ROE % Adjusted to Book Value Chart

Banco de Credito e Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.83 20.59 14.64 14.27 8.07

Banco de Credito e Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.27 12.15 10.33 7.17 8.87

XSGO:BCI vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Banco de Credito e Inversiones's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Credito e Inversiones ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Credito e Inversiones's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Banco de Credito e Inversiones's ROE % Adjusted to Book Value falls into.


XSGO:BCI
60GF Score
Banco de Credito e Inversiones SA XSGO:BCI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de Credito e Inversiones ROE % Adjusted to Book Value Calculation

Banco de Credito e Inversiones's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.80% / 1.71
=8.07%

Banco de Credito e Inversiones's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.34% / 1.73
=8.87%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.87% mean?
Banco de Credito e Inversiones (XSGO:BCI) has a ROE % Adjusted to Book Value of 8.87% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banco de Credito e Inversiones and its competitors.
Is Banco de Credito e Inversiones' ROE % Adjusted to Book Value too high?
Banco de Credito e Inversiones' current ROE % Adjusted to Book Value is 8.87%. Overall, Banco de Credito e Inversiones has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' ROE % Adjusted to Book Value compare to PNC and USB?
Banco de Credito e Inversiones' ROE % Adjusted to Book Value of 8.87% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banco de Credito e Inversiones and its competitors. Banco de Credito e Inversiones's current ROE % Adjusted to Book Value is 8.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP30,547.14, compared to a current price of CLP62,802.00 — trading 105.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.87%. Banco de Credito e Inversiones' overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current ROE % Adjusted to Book Value is 8.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued. The current stock price of CLP62,802.00 is trading 105.6% above its estimated GF Value™ of CLP30,547.14. GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.

Key valuation signals for XSGO:BCI:

  • ROE % Adjusted to Book Value: 8.87%
  • GF Value™: CLP30,547.14 vs. price of CLP62,802.00 (105.6% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Credito e Inversiones Business Description

Address Avenida el Golf 125, Las Condes, Santiago, CHL
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
60GF Score

Get the complete analysis for XSGO:BCI

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP62,802.00
Price
CLP30,547.14
GF Value