Banco de Credito e Inversiones (XSGO:BCI) ROC %: % (As of Mar. 2026)


XSGO:BCI Banco de Credito e Inversiones SA XSGO:BCI
57 GF Score
Price CLP60,569.00
GF Value CLP30,420.69
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Banco de Credito e Inversiones ROC %?

Banco de Credito e Inversiones XSGO:BCI +0.61% 57 ROC % is % as of Mar. 2026. GuruFocus rates XSGO:BCI with a GF Score™ of 57/100 and a GF Value™ of CLP30,420.69 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

XSGO:BCI
57GF Score
Banco de Credito e Inversiones SA XSGO:BCI
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Banco de Credito e Inversiones (XSGO:BCI) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banco de Credito e Inversiones and its competitors.
Is Banco de Credito e Inversiones' ROC % too high?
Banco de Credito e Inversiones' current ROC % is %. Overall, Banco de Credito e Inversiones has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' ROC % compare to PNC and USB?
Banco de Credito e Inversiones' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banco de Credito e Inversiones and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Credito e Inversiones's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP30,420.69, compared to a current price of CLP60,569.00 — trading 99.1% above its estimated fair value. The current ROC % is %. Banco de Credito e Inversiones' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued. The current stock price of CLP60,569.00 is trading 99.1% above its estimated GF Value™ of CLP30,420.69. GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.

Key valuation signals for XSGO:BCI:

  • ROC %: %
  • GF Value™: CLP30,420.69 vs. price of CLP60,569.00 (99.1% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Credito e Inversiones Business Description

Address Avenida el Golf 125, Las Condes, Santiago, CHL
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
57GF Score

Get the complete analysis for XSGO:BCI

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP60,569.00
Price
CLP30,420.69
GF Value