Banco de Credito e Inversiones's basic earnings per share (Basic EPS) for the
three
months ended in Mar. 2026 was CLP1,317.00.
Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was CLP4,622.00.
Banco de Credito e Inversiones's EPS without NRI for the
three
months ended in Mar. 2026 was CLP1,318.87.
Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 4,663.70.
During the past 12 months, Banco de Credito e Inversiones's average EPS without NRIGrowth Rate was 15.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -7.70% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 10.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 12.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.
During the past 13 years, Banco de Credito e Inversiones's highest 3-Year average EPS without NRI Growth Rate was 43.10% per year. The lowest was -10.90% per year. And the median was 7.60% per year.
Banco de Credito e Inversiones (XSGO:BCI) EPS (Basic) Explanation
EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Banco de Credito e Inversiones EPS (Basic) Related Terms
Banco de Credito e Inversiones EPS (Basic) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Credito e Inversiones EPS (Basic) Calculation
EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.
EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP4,622.00
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Credito e Inversiones (XSGO:BCI) has a EPS (Basic) of CLP4,622.00 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banco de Credito e Inversiones and its competitors.
Is Banco de Credito e Inversiones' EPS (Basic) too high?
Banco de Credito e Inversiones' current EPS (Basic) is CLP4,622.00. Overall, Banco de Credito e Inversiones has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' EPS (Basic) compare to PNC and USB?
Banco de Credito e Inversiones' EPS (Basic) of CLP4,622.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banco de Credito e Inversiones and its competitors. Banco de Credito e Inversiones's current EPS (Basic) is CLP4,622.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP30,417.86, compared to a current price of CLP59,938.00 — trading 97% above its estimated fair value. The current EPS (Basic) is CLP4,622.00. Banco de Credito e Inversiones' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current EPS (Basic) is CLP4,622.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued.
The current stock price of CLP59,938.00 is trading 97% above its estimated GF Value™ of CLP30,417.86.
GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.
Key valuation signals for XSGO:BCI:
EPS (Basic): CLP4,622.00
GF Value™: CLP30,417.86 vs. price of CLP59,938.00 (97% above fair value)
No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Credito e Inversiones Business Description
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
58GF Score
Get the complete analysis for XSGO:BCI
EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSGO:BCI has been successfully added to your 
