Banco de Credito e Inversiones (XSGO:BCI) FCF Yield %: 3.86 (As of Jul. 07, 2026)


XSGO:BCI Banco de Credito e Inversiones SA XSGO:BCI
62 GF Score
Price CLP60,637.00
GF Value CLP30,457.60
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Banco de Credito e Inversiones FCF Yield %?

Banco de Credito e Inversiones XSGO:BCI -0.10% 62 FCF Yield % is 3.86 as of Jul. 07, 2026. GuruFocus rates XSGO:BCI with a GF Score™ of 62/100 and a GF Value™ of CLP30,457.60 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Banco de Credito e Inversiones ranks worse than 65.49% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Banco de Credito e Inversiones's Trailing 12-Month Free Cash Flow is CLP512,678 Mil, and Market Cap is CLP13,255,506 Mil. Therefore, Banco de Credito e Inversiones's FCF Yield % for today is 3.86%.

The historical rank and industry rank for Banco de Credito e Inversiones's FCF Yield % or its related term are showing as below:

XSGO:BCI' s FCF Yield % Range Over the Past 10 Years
Min: -80.08   Med: -1.84   Max: 101.7
Current: 3.86


During the past 13 years, the highest FCF Yield % of Banco de Credito e Inversiones was 101.70%. The lowest was -80.08%. And the median was -1.84%.

XSGO:BCI's FCF Yield % is ranked worse than
65.49% of 1504 companies
in the Banks industry
Industry Median: 8.06 vs XSGO:BCI: 3.86

Banco de Credito e Inversiones's FCF Margin % for the quarter that ended in Mar. 2026 was -18.13%.


Banco de Credito e Inversiones FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Banco de Credito e Inversiones FCF Yield % Related Terms


Banco de Credito e Inversiones FCF Yield % Historical Data

* Premium members only.

The historical data trend for Banco de Credito e Inversiones's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Credito e Inversiones FCF Yield % Chart

Banco de Credito e Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.01 31.18 -60.08 17.14 -2.87

Banco de Credito e Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -53.25 52.32 -38.89 13.58 -4.34

XSGO:BCI vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Banco de Credito e Inversiones's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Credito e Inversiones FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Credito e Inversiones's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Banco de Credito e Inversiones's FCF Yield % falls into.


XSGO:BCI
62GF Score
Banco de Credito e Inversiones SA XSGO:BCI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de Credito e Inversiones FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Banco de Credito e Inversiones's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-366050 / 12766473.6
=-2.87%

Banco de Credito e Inversiones's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-142357 * 4 / 13116240
=-4.34%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.86 mean?
Banco de Credito e Inversiones (XSGO:BCI) has a FCF Yield % of 3.86 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco de Credito e Inversiones and its competitors. According to the industry distribution chart, Banco de Credito e Inversiones ranks #985 out of 1504 companies in the Banks industry, placing it in the top 65.5%.
Is Banco de Credito e Inversiones' FCF Yield % too high?
Banco de Credito e Inversiones' current FCF Yield % is 3.86. The Banks industry median FCF Yield % is 8.06. Banco de Credito e Inversiones' value of 3.86 is 52.1% below this industry median. Based on the distribution chart, Banco de Credito e Inversiones ranks #985 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Banco de Credito e Inversiones has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Credito e Inversiones ranks #985 out of 1504 companies for FCF Yield %. This places Banco de Credito e Inversiones in the lower half of its industry. The industry median FCF Yield % is 8.06. Banco de Credito e Inversiones' value of 3.86 is 52.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.06, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Credito e Inversiones's current FCF Yield % of 3.86 is 52.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco de Credito e Inversiones and its competitors. For the Banks industry, the median FCF Yield % is 8.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Credito e Inversiones's current FCF Yield % is 3.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP30,457.60, compared to a current price of CLP60,637.00 — trading 99.1% above its estimated fair value. The current FCF Yield % is 3.86 and 52.1% below the Banks industry median of 8.06. Banco de Credito e Inversiones' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current FCF Yield % is 3.86 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued. The current stock price of CLP60,637.00 is trading 99.1% above its estimated GF Value™ of CLP30,457.60. GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.

Key valuation signals for XSGO:BCI:

  • FCF Yield %: 3.86
  • GF Value™: CLP30,457.60 vs. price of CLP60,637.00 (99.1% above fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 52.1% below the Banks median (#985 of 1504)

No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Credito e Inversiones Business Description

Address Avenida el Golf 125, Las Condes, Santiago, CHL
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
62GF Score

Get the complete analysis for XSGO:BCI

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP60,637.00
Price
CLP30,457.60
GF Value