Banco de Credito e Inversiones (XSGO:BCI) Net Loan: CLP58,878,320 Mil (As of Jun. 2026)

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XSGO:BCI Banco de Credito e Inversiones SA XSGO:BCI
62 GF Score
Price CLP62,502.00
GF Value CLP37,937.95
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Banco de Credito e Inversiones Net Loan?

Banco de Credito e Inversiones XSGO:BCI 62 Net Loan is CLP58,878,320 Mil as of Jun. 2026. GuruFocus rates XSGO:BCI with a GF Score™ of 62/100 and a GF Value™ of CLP37,937.95 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Banco de Credito e Inversiones's quarterly net loan increased from Dec. 2025 (CLP56,294,136 Mil) to Mar. 2026 (CLP58,197,373 Mil) and increased from Mar. 2026 (CLP58,197,373 Mil) to Jun. 2026 (CLP58,878,320 Mil).

Banco de Credito e Inversiones's annual net loan increased from Dec. 2023 (CLP49,697,773 Mil) to Dec. 2024 (CLP58,197,373 Mil) and increased from Dec. 2024 (CLP58,197,373 Mil) to Dec. 2025 (CLP58,878,320 Mil).

Banco de Credito e Inversiones Net Loan Historical Data

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The historical data trend for Banco de Credito e Inversiones's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Credito e Inversiones Net Loan Chart

Banco de Credito e Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43,495,507.00 46,256,965.00 49,697,773.00 55,079,252.00 56,294,136.00

Banco de Credito e Inversiones Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55,353,881.00 57,494,245.00 56,294,136.00 58,197,373.00 58,878,320.00
XSGO:BCI
62GF Score
Banco de Credito e Inversiones SA XSGO:BCI
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de Credito e Inversiones Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CLP58,878,320 Mil mean?
Banco de Credito e Inversiones (XSGO:BCI) has a Net Loan of CLP58,878,320 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Banco de Credito e Inversiones and its competitors.
Is Banco de Credito e Inversiones' Net Loan too high?
Banco de Credito e Inversiones' current Net Loan is CLP58,878,320 Mil. Overall, Banco de Credito e Inversiones has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' Net Loan compare to USB and PNC?
Banco de Credito e Inversiones' Net Loan of CLP58,878,320 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco de Credito e Inversiones and its competitors. Banco de Credito e Inversiones's current Net Loan is CLP58,878,320 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP37,937.95, compared to a current price of CLP62,502.00 — trading 64.7% above its estimated fair value. The current Net Loan is CLP58,878,320 Mil. Banco de Credito e Inversiones' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current Net Loan is CLP58,878,320 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued. The current stock price of CLP62,502.00 is trading 64.7% above its estimated GF Value™ of CLP37,937.95. GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.

Key valuation signals for XSGO:BCI:

  • Net Loan: CLP58,878,320 Mil
  • GF Value™: CLP37,937.95 vs. price of CLP62,502.00 (64.7% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Credito e Inversiones Business Description

Address Avenida el Golf 125, Las Condes, Santiago, CHL
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
62GF Score

Get the complete analysis for XSGO:BCI

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP62,502.00
Price
CLP37,937.95
GF Value