Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Banco de Credito e Inversiones (XSGO:BCI) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
Banco de Credito e Inversiones's current Enterprise Value is CLP22,524,808 Mil.
Banco de Credito e Inversiones's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP3,122,817 Mil.
Banco de Credito e Inversiones's current Enterprise Value is CLP22,524,808 Mil.
Banco de Credito e Inversiones's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP665,083 Mil.
Banco de Credito e Inversiones's current Enterprise Value is CLP22,524,808 Mil.
Banco de Credito e Inversiones's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP512,678 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Credito e Inversiones Enterprise Value Related Terms
Banco de Credito e Inversiones Enterprise Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Credito e Inversiones Enterprise Value Chart
For the Banks - Regional subindustry, Banco de Credito e Inversiones's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Credito e Inversiones Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Credito e Inversiones's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Banco de Credito e Inversiones's Enterprise Value falls into.
Banco de Credito e Inversiones Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of CLP22,524,808 Mil mean?
Banco de Credito e Inversiones (XSGO:BCI) has a Enterprise Value of CLP22,524,808 Mil as of Jul. 12, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banco de Credito e Inversiones and its competitors.
Is Banco de Credito e Inversiones' Enterprise Value too high?
Banco de Credito e Inversiones' current Enterprise Value is CLP22,524,808 Mil. Overall, Banco de Credito e Inversiones has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' Enterprise Value compare to PNC and USB?
Banco de Credito e Inversiones' Enterprise Value of CLP22,524,808 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banco de Credito e Inversiones and its competitors. Banco de Credito e Inversiones's current Enterprise Value is CLP22,524,808 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP30,488.35, compared to a current price of CLP63,500.00 — trading 108.3% above its estimated fair value. The current Enterprise Value is CLP22,524,808 Mil. Banco de Credito e Inversiones' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current Enterprise Value is CLP22,524,808 Mil as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued.
The current stock price of CLP63,500.00 is trading 108.3% above its estimated GF Value™ of CLP30,488.35.
GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.
Key valuation signals for XSGO:BCI:
Enterprise Value: CLP22,524,808 Mil
GF Value™: CLP30,488.35 vs. price of CLP63,500.00 (108.3% above fair value)
No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Credito e Inversiones Business Description
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
55GF Score
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