Banco de Credito e Inversiones (XSGO:BCI) Dividend Payout Ratio: 0.00 (As of Jun. 2026)

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XSGO:BCI Banco de Credito e Inversiones SA XSGO:BCI
56 GF Score
Price CLP62,502.00
GF Value CLP37,773.96
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Banco de Credito e Inversiones Dividend Payout Ratio?

Banco de Credito e Inversiones XSGO:BCI 56 Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus rates XSGO:BCI with a GF Score™ of 56/100 and a GF Value™ of CLP37,773.96 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,173 Banks companies, Banco de Credito e Inversiones ranks better than 56.78% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Banco de Credito e Inversiones's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.00.

The historical rank and industry rank for Banco de Credito e Inversiones's Dividend Payout Ratio or its related term are showing as below:

XSGO:BCI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.33   Max: 0.4
Current: 0.29

During the past 13 years, the highest Dividend Payout Ratio of Banco de Credito e Inversiones was 0.40. The lowest was 0.09. And the median was 0.33.

XSGO:BCI's Dividend Payout Ratio is ranked better than
56.78% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs XSGO:BCI: 0.29

As of today (2026-08-31), the Dividend Yield % of Banco de Credito e Inversiones is 2.40%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Banco de Credito e Inversiones was 10.44%. The lowest was 1.67%. And the median was 2.75%.

Banco de Credito e Inversiones's Dividends per Share for the months ended in Jun. 2026 was CLP0.00.

During the past 12 months, Banco de Credito e Inversiones's average Dividends Per Share Growth Rate was 35.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 15.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banco de Credito e Inversiones was 26.50% per year. The lowest was -9.60% per year. And the median was 5.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Banco de Credito e Inversiones (XSGO:BCI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Banco de Credito e Inversiones Dividend Payout Ratio Related Terms

Banco de Credito e Inversiones Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Banco de Credito e Inversiones's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Credito e Inversiones Dividend Payout Ratio Chart

Banco de Credito e Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.13 0.33 0.27 0.25

Banco de Credito e Inversiones Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.14 0.00

XSGO:BCI vs USB, PNC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Banco de Credito e Inversiones's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco de Credito e Inversiones Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Credito e Inversiones's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Credito e Inversiones's Dividend Payout Ratio falls into.


XSGO:BCI
56GF Score
Banco de Credito e Inversiones SA XSGO:BCI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco de Credito e Inversiones Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Banco de Credito e Inversiones's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1110/ 4524.426
=0.25

Banco de Credito e Inversiones's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 1686.028
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Banco de Credito e Inversiones (XSGO:BCI) has a Dividend Payout Ratio of 0.00 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco de Credito e Inversiones and its competitors. Over the past decade, Banco de Credito e Inversiones' Dividend Payout Ratio has ranged from 0.09 to 0.40. According to the industry distribution chart, Banco de Credito e Inversiones ranks #507 out of 1173 companies in the Banks industry, placing it in the top 43.2%.
Is Banco de Credito e Inversiones' Dividend Payout Ratio too high?
Banco de Credito e Inversiones' current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.40. Based on the distribution chart, Banco de Credito e Inversiones ranks #507 out of 1173 companies in the Banks industry, which is above the industry midpoint. Overall, Banco de Credito e Inversiones has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito e Inversiones' Dividend Payout Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Banco de Credito e Inversiones ranks #507 out of 1173 companies for Dividend Payout Ratio. This puts Banco de Credito e Inversiones in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Banco de Credito e Inversiones' own Dividend Payout Ratio has ranged from 0.09 to 0.40 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco de Credito e Inversiones and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Credito e Inversiones's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito e Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito e Inversiones (XSGO:BCI) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP37,773.96, compared to a current price of CLP62,502.00 — trading 65.5% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Banco de Credito e Inversiones' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Banco de Credito e Inversiones (XSGO:BCI), the current Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito e Inversiones (XSGO:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito e Inversiones stock appears to be overvalued. The current stock price of CLP62,502.00 is trading 65.5% above its estimated GF Value™ of CLP37,773.96. GuruFocus considers Banco de Credito e Inversiones to be Significantly Overvalued.

Key valuation signals for XSGO:BCI:

  • Dividend Payout Ratio: 0.00
  • GF Value™: CLP37,773.96 vs. price of CLP62,502.00 (65.5% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Credito e Inversiones Business Description

Address Avenida el Golf 125, Las Condes, Santiago, CHL
Banco de Credito e Inversiones SA is a commercial bank incorporated in Chile. The company operations are divided into three segments: retail banking, commercial banking and investment banking. Retail operations consist of savings accounts, demand deposits, consumer and mortgage loans, credit cards, investment and insurance products. The investment banking products and services include time deposits, mutual funds, and spot and futures transactions. The company also provides factoring, stock and insurance brokering, asset management, securitization, and financial consultancy.
56GF Score

Get the complete analysis for XSGO:BCI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP62,502.00
Price
CLP37,773.96
GF Value