Clal Insurance Enterprises Holdings (XTAE:CLIS) E10: ₪9.26 (As of Mar. 2026)

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XTAE:CLIS Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
69 GF Score
Price ₪242.80
GF Value ₪104.24
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Clal Insurance Enterprises Holdings E10?

Clal Insurance Enterprises Holdings XTAE:CLIS +1.89% 69 E10 is ₪9.26 as of Mar. 2026. GuruFocus rates XTAE:CLIS with a GF Score™ of 69/100 and a GF Value™ of ₪104.24 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Clal Insurance Enterprises Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was ₪5.230. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪9.26 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Clal Insurance Enterprises Holdings's average E10 Growth Rate was 34.40% per year. During the past 3 years, the average E10 Growth Rate was 12.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Clal Insurance Enterprises Holdings was 12.90% per year. The lowest was 3.60% per year. And the median was 8.25% per year.

As of today (2026-07-24), Clal Insurance Enterprises Holdings's current stock price is ₪242.80. Clal Insurance Enterprises Holdings's E10 for the quarter that ended in Mar. 2026 was ₪9.26. Clal Insurance Enterprises Holdings's Shiller PE Ratio of today is 26.22.

During the past 13 years, the highest Shiller PE Ratio of Clal Insurance Enterprises Holdings was 34.05. The lowest was 8.77. And the median was 12.90.


Clal Insurance Enterprises Holdings  (XTAE:CLIS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Clal Insurance Enterprises Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=242.80/9.26
=26.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Clal Insurance Enterprises Holdings was 34.05. The lowest was 8.77. And the median was 12.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Clal Insurance Enterprises Holdings E10 Related Terms


Clal Insurance Enterprises Holdings E10 Historical Data

* Premium members only.

The historical data trend for Clal Insurance Enterprises Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clal Insurance Enterprises Holdings E10 Chart

Clal Insurance Enterprises Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.62 5.56 4.70 6.25 8.00

Clal Insurance Enterprises Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 6.65 7.46 8.00 9.26

XTAE:CLIS vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Clal Insurance Enterprises Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clal Insurance Enterprises Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Clal Insurance Enterprises Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Clal Insurance Enterprises Holdings's Shiller PE Ratio falls into.


XTAE:CLIS
69GF Score
Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clal Insurance Enterprises Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Clal Insurance Enterprises Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.23/330.2130*330.2130
=5.230

Current CPI (Mar. 2026) = 330.2130.

Clal Insurance Enterprises Holdings Quarterly Data

per share eps CPI Adj_EPS
201606 -6.400 241.018 -8.768
201609 4.250 241.428 5.813
201612 7.909 241.432 10.817
201703 2.950 243.801 3.996
201706 1.430 244.955 1.928
201709 -2.610 246.819 -3.492
201712 1.890 246.524 2.532
201803 -1.350 249.554 -1.786
201806 1.380 251.989 1.808
201809 -0.050 252.439 -0.065
201812 -2.500 251.233 -3.286
201903 2.420 254.202 3.144
201906 -1.240 256.143 -1.599
201909 -6.540 256.759 -8.411
201912 3.040 256.974 3.906
202003 -2.330 258.115 -2.981
202006 -0.140 257.797 -0.179
202009 2.540 260.280 3.222
202012 6.410 260.474 8.126
202103 3.540 264.877 4.413
202106 3.670 271.696 4.460
202109 3.660 274.310 4.406
202112 5.090 278.802 6.029
202203 5.160 287.504 5.927
202206 -5.970 296.311 -6.653
202209 1.880 296.808 2.092
202212 0.520 296.797 0.579
202303 -1.200 301.836 -1.313
202306 0.090 305.109 0.097
202309 1.530 307.789 1.641
202312 2.300 306.746 2.476
202403 3.960 312.332 4.187
202406 7.670 314.175 8.062
202409 5.280 315.301 5.530
202412 2.480 315.605 2.595
202503 4.960 319.799 5.122
202506 6.540 322.561 6.695
202509 7.120 324.800 7.239
202512 8.870 324.054 9.039
202603 5.230 330.213 5.230

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₪9.26 mean?
Clal Insurance Enterprises Holdings (XTAE:CLIS) has a E10 of ₪9.26 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Clal Insurance Enterprises Holdings and its competitors.
Is Clal Insurance Enterprises Holdings' E10 too high?
Clal Insurance Enterprises Holdings' current E10 is ₪9.26. Overall, Clal Insurance Enterprises Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clal Insurance Enterprises Holdings' E10 compare to AFL and MET?
Clal Insurance Enterprises Holdings' E10 of ₪9.26 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Clal Insurance Enterprises Holdings and its competitors. Clal Insurance Enterprises Holdings's current E10 is ₪9.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clal Insurance Enterprises Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings (XTAE:CLIS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪104.24, compared to a current price of ₪242.80 — trading 132.9% above its estimated fair value. The current E10 is ₪9.26. Clal Insurance Enterprises Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Clal Insurance Enterprises Holdings (XTAE:CLIS), the current E10 is ₪9.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?

Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued. The current stock price of ₪242.80 is trading 132.9% above its estimated GF Value™ of ₪104.24. GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:CLIS:

  • E10: ₪9.26
  • GF Value™: ₪104.24 vs. price of ₪242.80 (132.9% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clal Insurance Enterprises Holdings Business Description

Address 36 Raul Wallenberg Road, Kiryat Atidim, Tower 8, Tel Aviv, ISR, 6136902
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
69GF Score

Get the complete analysis for XTAE:CLIS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪242.80
Price
₪104.24
GF Value