Clal Insurance Enterprises Holdings (XTAE:CLIS) EBITDA Margin %: 23.68% (As of Mar. 2026) — 237% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:CLIS Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
69 GF Score
Price ₪242.80
GF Value ₪104.18
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Clal Insurance Enterprises Holdings EBITDA Margin %?

Clal Insurance Enterprises Holdings XTAE:CLIS +1.89% 69 EBITDA Margin % is 23.68% as of Mar. 2026, which is 237% above its 10-year median of 7.03. GuruFocus rates XTAE:CLIS with a GF Score™ of 69/100 and a GF Value™ of ₪104.18 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 370 Insurance companies, Clal Insurance Enterprises Holdings ranks better than 56.49% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Clal Insurance Enterprises Holdings's EBITDA for the three months ended in Mar. 2026 was ₪994 Mil. Clal Insurance Enterprises Holdings's Revenue for the three months ended in Mar. 2026 was ₪4,197 Mil. Therefore, Clal Insurance Enterprises Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 23.68%.


Clal Insurance Enterprises Holdings  (XTAE:CLIS) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Clal Insurance Enterprises Holdings EBITDA Margin % Related Terms


Clal Insurance Enterprises Holdings EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Clal Insurance Enterprises Holdings's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clal Insurance Enterprises Holdings EBITDA Margin % Chart

Clal Insurance Enterprises Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.55 9.98 6.78 19.32 20.80

Clal Insurance Enterprises Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.20 12.17 31.90 12.84 23.68

XTAE:CLIS vs AFL, MET, PRU: EBITDA Margin % Comparison

For the Insurance - Life subindustry, Clal Insurance Enterprises Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clal Insurance Enterprises Holdings EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Clal Insurance Enterprises Holdings's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Clal Insurance Enterprises Holdings's EBITDA Margin % falls into.


XTAE:CLIS
69GF Score
Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clal Insurance Enterprises Holdings EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Clal Insurance Enterprises Holdings's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4767/22919
=20.80 %

Clal Insurance Enterprises Holdings's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=994/4197
=23.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 23.68% mean?
Clal Insurance Enterprises Holdings (XTAE:CLIS) has a EBITDA Margin % of 23.68% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Clal Insurance Enterprises Holdings and its competitors. This is 237% above median its historical median of 7.03. Over the past decade, Clal Insurance Enterprises Holdings' EBITDA Margin % has ranged from 1.46 to 20.80. According to the industry distribution chart, Clal Insurance Enterprises Holdings ranks #161 out of 370 companies in the Insurance industry, placing it in the top 43.5%.
Is Clal Insurance Enterprises Holdings' EBITDA Margin % too high?
Clal Insurance Enterprises Holdings' current EBITDA Margin % of 23.68% is 237% above median its 10-year median of 7.03. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 20.80. The Insurance industry median EBITDA Margin % is 14.77. Clal Insurance Enterprises Holdings' value of 23.68% is 60.4% above this industry median. Based on the distribution chart, Clal Insurance Enterprises Holdings ranks #161 out of 370 companies in the Insurance industry, which is above the industry midpoint. Overall, Clal Insurance Enterprises Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clal Insurance Enterprises Holdings' EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Clal Insurance Enterprises Holdings ranks #161 out of 370 companies for EBITDA Margin %. This puts Clal Insurance Enterprises Holdings in the upper half of its industry. The industry median EBITDA Margin % is 14.77. Clal Insurance Enterprises Holdings' value of 23.68% is 60.4% above this benchmark. Historically, Clal Insurance Enterprises Holdings' own EBITDA Margin % has ranged from 1.46 to 20.80 over the past decade. While the company's 10-year median is 7.03 vs. the industry median of 14.77, Clal Insurance Enterprises Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.77, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clal Insurance Enterprises Holdings's current EBITDA Margin % of 23.68% is 60.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Clal Insurance Enterprises Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clal Insurance Enterprises Holdings's current EBITDA Margin % is 23.68%, which is 237% above median its own 10-year median of 7.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clal Insurance Enterprises Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings (XTAE:CLIS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪104.18, compared to a current price of ₪242.80 — trading 133.1% above its estimated fair value. The current EBITDA Margin % is 23.68%, which is 237% above median its 10-year median of 7.03 and 60.4% above the Insurance industry median of 14.77. Clal Insurance Enterprises Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Clal Insurance Enterprises Holdings (XTAE:CLIS), the current EBITDA Margin % is 23.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?

Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued. The current stock price of ₪242.80 is trading 133.1% above its estimated GF Value™ of ₪104.18. GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:CLIS:

  • EBITDA Margin %: 23.68% (237% above median its 10-year median of 7.03)
  • GF Value™: ₪104.18 vs. price of ₪242.80 (133.1% above fair value)
  • GF Score™: 69/100 with 2 warning signs
  • Industry Position: 60.4% above the Insurance median (#161 of 370)

No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clal Insurance Enterprises Holdings Business Description

Address 36 Raul Wallenberg Road, Kiryat Atidim, Tower 8, Tel Aviv, ISR, 6136902
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
69GF Score

Get the complete analysis for XTAE:CLIS

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪242.80
Price
₪104.18
GF Value