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The historical rank and industry rank for Clal Insurance Enterprises Holdings's Return-on-Tangible-Asset or its related term are showing as below:
XTAE:CLIS'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.13 Med: 0.17 Max: 1.29
Current: 1.29
During the past 13 years, Clal Insurance Enterprises Holdings's highest Return-on-Tangible-Asset was 1.29%. The lowest was -0.13%. And the median was 0.17%.
XTAE:CLIS's Return-on-Tangible-Asset is ranked worse than 69.32% of 502
companies
in the Insurance industry
Industry Median: 2.785
vs XTAE:CLIS: 1.29
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Clal Insurance Enterprises Holdings Return-on-Tangible-Asset Related Terms
Clal Insurance Enterprises Holdings Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:CLIS vs MET, AFL, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Clal Insurance Enterprises Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clal Insurance Enterprises Holdings Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Clal Insurance Enterprises Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Clal Insurance Enterprises Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.30% mean?
Clal Insurance Enterprises Holdings (XTAE:CLIS) has a Return-on-Tangible-Asset of 1.30% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Clal Insurance Enterprises Holdings and its competitors. This is 665% above median its historical median of 0.17. According to the industry distribution chart, Clal Insurance Enterprises Holdings ranks #348 out of 502 companies in the Insurance industry, placing it in the top 69.3%.
Is Clal Insurance Enterprises Holdings' Return-on-Tangible-Asset too high?
Clal Insurance Enterprises Holdings' current Return-on-Tangible-Asset of 1.30% is 665% above median its 10-year median of 0.17. The Insurance industry median Return-on-Tangible-Asset is 2.79. Clal Insurance Enterprises Holdings' value of 1.30% is 53.3% below this industry median. Based on the distribution chart, Clal Insurance Enterprises Holdings ranks #348 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Clal Insurance Enterprises Holdings has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clal Insurance Enterprises Holdings' Return-on-Tangible-Asset compare to MET and AFL?
According to the Insurance industry distribution chart, Clal Insurance Enterprises Holdings ranks #348 out of 502 companies for Return-on-Tangible-Asset. This places Clal Insurance Enterprises Holdings in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.79. Clal Insurance Enterprises Holdings' value of 1.30% is 53.3% below this benchmark. While the company's 10-year median is 0.17 vs. the industry median of 2.79, Clal Insurance Enterprises Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.79, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clal Insurance Enterprises Holdings's current Return-on-Tangible-Asset of 1.30% is 53.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Clal Insurance Enterprises Holdings and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clal Insurance Enterprises Holdings's current Return-on-Tangible-Asset is 1.30%, which is 665% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clal Insurance Enterprises Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings (XTAE:CLIS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪124.88, compared to a current price of ₪276.90 — trading 121.7% above its estimated fair value. The current Return-on-Tangible-Asset is 1.30%, which is 665% above median its 10-year median of 0.17 and 53.3% below the Insurance industry median of 2.79. Clal Insurance Enterprises Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Clal Insurance Enterprises Holdings (XTAE:CLIS), the current Return-on-Tangible-Asset is 1.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued.
The current stock price of ₪276.90 is trading 121.7% above its estimated GF Value™ of ₪124.88.
GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.
Key valuation signals for XTAE:CLIS:
Return-on-Tangible-Asset: 1.30% (665% above median its 10-year median of 0.17)
GF Value™: ₪124.88 vs. price of ₪276.90 (121.7% above fair value)
Industry Position: 53.3% below the Insurance median (#348 of 502)
No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
72GF Score
Get the complete analysis for XTAE:CLIS
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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