Clal Insurance Enterprises Holdings (XTAE:CLIS) PEG Ratio: 0.32 (As of Aug. 01, 2026) — 11% Below Median

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XTAE:CLIS Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
69 GF Score
Price ₪231.80
GF Value ₪104.72
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Clal Insurance Enterprises Holdings PEG Ratio?

Clal Insurance Enterprises Holdings XTAE:CLIS +1.22% 69 PEG Ratio is 0.32 as of Aug. 01, 2026, which is 11% below its 10-year median of 0.36. GuruFocus rates XTAE:CLIS with a GF Score™ of 69/100 and a GF Value™ of ₪104.72 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 187 Insurance companies, Clal Insurance Enterprises Holdings ranks better than 84.49% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Clal Insurance Enterprises Holdings's PE Ratio without NRI is 8.35. Clal Insurance Enterprises Holdings's 5-Year EBITDA growth rate is 26.20%. Therefore, Clal Insurance Enterprises Holdings's PEG Ratio for today is 0.32.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Clal Insurance Enterprises Holdings's PEG Ratio or its related term are showing as below:

XTAE:CLIS' s PEG Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.36   Max: 0.52
Current: 0.32


During the past 13 years, Clal Insurance Enterprises Holdings's highest PEG Ratio was 0.52. The lowest was 0.27. And the median was 0.36.


XTAE:CLIS's PEG Ratio is ranked better than
84.49% of 187 companies
in the Insurance industry
Industry Median: 0.89 vs XTAE:CLIS: 0.32

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Clal Insurance Enterprises Holdings  (XTAE:CLIS) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Clal Insurance Enterprises Holdings PEG Ratio Related Terms


Clal Insurance Enterprises Holdings PEG Ratio Historical Data

* Premium members only.

The historical data trend for Clal Insurance Enterprises Holdings's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clal Insurance Enterprises Holdings PEG Ratio Chart

Clal Insurance Enterprises Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.31

Clal Insurance Enterprises Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.39 0.31 0.28

XTAE:CLIS vs AFL, MET, PRU: PEG Ratio Comparison

For the Insurance - Life subindustry, Clal Insurance Enterprises Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clal Insurance Enterprises Holdings PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Clal Insurance Enterprises Holdings's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Clal Insurance Enterprises Holdings's PEG Ratio falls into.


XTAE:CLIS
69GF Score
Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clal Insurance Enterprises Holdings PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Clal Insurance Enterprises Holdings's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=8.350144092219/26.20
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.32 mean?
Clal Insurance Enterprises Holdings (XTAE:CLIS) has a PEG Ratio of 0.32 as of Aug. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Clal Insurance Enterprises Holdings and its competitors. This is 11% below median its historical median of 0.36. Over the past decade, Clal Insurance Enterprises Holdings' PEG Ratio has ranged from 0.27 to 0.52. According to the industry distribution chart, Clal Insurance Enterprises Holdings ranks #29 out of 187 companies in the Insurance industry, placing it in the top 15.5%.
Is Clal Insurance Enterprises Holdings' PEG Ratio too high?
Clal Insurance Enterprises Holdings' current PEG Ratio of 0.32 is 11% below median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.52. The Insurance industry median PEG Ratio is 0.89. Clal Insurance Enterprises Holdings' value of 0.32 is 64% below this industry median. Based on the distribution chart, Clal Insurance Enterprises Holdings ranks #29 out of 187 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Clal Insurance Enterprises Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clal Insurance Enterprises Holdings' PEG Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Clal Insurance Enterprises Holdings ranks #29 out of 187 companies for PEG Ratio. This places Clal Insurance Enterprises Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.89. Clal Insurance Enterprises Holdings' value of 0.32 is 64% below this benchmark. Historically, Clal Insurance Enterprises Holdings' own PEG Ratio has ranged from 0.27 to 0.52 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 0.89, Clal Insurance Enterprises Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.89, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clal Insurance Enterprises Holdings's current PEG Ratio of 0.32 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Clal Insurance Enterprises Holdings and its competitors. For the Insurance industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clal Insurance Enterprises Holdings's current PEG Ratio is 0.32, which is 11% below median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clal Insurance Enterprises Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings (XTAE:CLIS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪104.72, compared to a current price of ₪231.80 — trading 121.4% above its estimated fair value. The current PEG Ratio is 0.32, which is 11% below median its 10-year median of 0.36 and 64% below the Insurance industry median of 0.89. Clal Insurance Enterprises Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Clal Insurance Enterprises Holdings (XTAE:CLIS), the current PEG Ratio is 0.32 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?

Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued. The current stock price of ₪231.80 is trading 121.4% above its estimated GF Value™ of ₪104.72. GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:CLIS:

  • PEG Ratio: 0.32 (11% below median its 10-year median of 0.36)
  • GF Value™: ₪104.72 vs. price of ₪231.80 (121.4% above fair value)
  • GF Score™: 69/100 with 2 warning signs
  • Industry Position: 64% below the Insurance median (#29 of 187)

No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clal Insurance Enterprises Holdings Business Description

Address 36 Raul Wallenberg Road, Kiryat Atidim, Tower 8, Tel Aviv, ISR, 6136902
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
69GF Score

Get the complete analysis for XTAE:CLIS

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪231.80
Price
₪104.72
GF Value