Clal Insurance Enterprises Holdings (XTAE:CLIS) FCF Yield %: 3.24 (As of Jul. 23, 2026) — 54% Below Median

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XTAE:CLIS Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
69 GF Score
Price ₪242.80
GF Value ₪104.18
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Clal Insurance Enterprises Holdings FCF Yield %?

Clal Insurance Enterprises Holdings XTAE:CLIS +1.89% 69 FCF Yield % is 3.24 as of Jul. 23, 2026, which is 54% below its 10-year median of 7.12. GuruFocus rates XTAE:CLIS with a GF Score™ of 69/100 and a GF Value™ of ₪104.18 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Clal Insurance Enterprises Holdings ranks worse than 68.06% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Clal Insurance Enterprises Holdings's Trailing 12-Month Free Cash Flow is ₪640 Mil, and Market Cap is ₪19,739 Mil. Therefore, Clal Insurance Enterprises Holdings's FCF Yield % for today is 3.24%.

The historical rank and industry rank for Clal Insurance Enterprises Holdings's FCF Yield % or its related term are showing as below:

XTAE:CLIS' s FCF Yield % Range Over the Past 10 Years
Min: -184.02   Med: 7.12   Max: 263.55
Current: 3.24


During the past 13 years, the highest FCF Yield % of Clal Insurance Enterprises Holdings was 263.55%. The lowest was -184.02%. And the median was 7.12%.

XTAE:CLIS's FCF Yield % is ranked worse than
68.06% of 504 companies
in the Insurance industry
Industry Median: 7.06 vs XTAE:CLIS: 3.24

Clal Insurance Enterprises Holdings's FCF Margin % for the quarter that ended in Mar. 2026 was -20.40%.


Clal Insurance Enterprises Holdings FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Clal Insurance Enterprises Holdings FCF Yield % Related Terms


Clal Insurance Enterprises Holdings FCF Yield % Historical Data

* Premium members only.

The historical data trend for Clal Insurance Enterprises Holdings's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clal Insurance Enterprises Holdings FCF Yield % Chart

Clal Insurance Enterprises Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 116.23 -63.86 -100.36 17.30 12.81

Clal Insurance Enterprises Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.74 0.78 2.44 33.77 -19.10

XTAE:CLIS vs AFL, MET, PRU: FCF Yield % Comparison

For the Insurance - Life subindustry, Clal Insurance Enterprises Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clal Insurance Enterprises Holdings FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Clal Insurance Enterprises Holdings's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Clal Insurance Enterprises Holdings's FCF Yield % falls into.


XTAE:CLIS
69GF Score
Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clal Insurance Enterprises Holdings FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Clal Insurance Enterprises Holdings's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=2110 / 16465.6679
=12.81%

Clal Insurance Enterprises Holdings's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-856 * 4 / 17924.724
=-19.10%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.24 mean?
Clal Insurance Enterprises Holdings (XTAE:CLIS) has a FCF Yield % of 3.24 as of Jul. 23, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Clal Insurance Enterprises Holdings and its competitors. This is 54% below median its historical median of 7.12. According to the industry distribution chart, Clal Insurance Enterprises Holdings ranks #343 out of 504 companies in the Insurance industry, placing it in the top 68.1%.
Is Clal Insurance Enterprises Holdings' FCF Yield % too high?
Clal Insurance Enterprises Holdings' current FCF Yield % of 3.24 is 54% below median its 10-year median of 7.12. The Insurance industry median FCF Yield % is 7.06. Clal Insurance Enterprises Holdings' value of 3.24 is 54.1% below this industry median. Based on the distribution chart, Clal Insurance Enterprises Holdings ranks #343 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Clal Insurance Enterprises Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clal Insurance Enterprises Holdings' FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Clal Insurance Enterprises Holdings ranks #343 out of 504 companies for FCF Yield %. This places Clal Insurance Enterprises Holdings in the lower half of its industry. The industry median FCF Yield % is 7.06. Clal Insurance Enterprises Holdings' value of 3.24 is 54.1% below this benchmark. While the company's 10-year median is 7.12 vs. the industry median of 7.06, Clal Insurance Enterprises Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.06, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clal Insurance Enterprises Holdings's current FCF Yield % of 3.24 is 54.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Clal Insurance Enterprises Holdings and its competitors. For the Insurance industry, the median FCF Yield % is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clal Insurance Enterprises Holdings's current FCF Yield % is 3.24, which is 54% below median its own 10-year median of 7.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clal Insurance Enterprises Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings (XTAE:CLIS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪104.18, compared to a current price of ₪242.80 — trading 133.1% above its estimated fair value. The current FCF Yield % is 3.24, which is 54% below median its 10-year median of 7.12 and 54.1% below the Insurance industry median of 7.06. Clal Insurance Enterprises Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Clal Insurance Enterprises Holdings (XTAE:CLIS), the current FCF Yield % is 3.24 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?

Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued. The current stock price of ₪242.80 is trading 133.1% above its estimated GF Value™ of ₪104.18. GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:CLIS:

  • FCF Yield %: 3.24 (54% below median its 10-year median of 7.12)
  • GF Value™: ₪104.18 vs. price of ₪242.80 (133.1% above fair value)
  • GF Score™: 69/100 with 2 warning signs
  • Industry Position: 54.1% below the Insurance median (#343 of 504)

No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clal Insurance Enterprises Holdings Business Description

Address 36 Raul Wallenberg Road, Kiryat Atidim, Tower 8, Tel Aviv, ISR, 6136902
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
69GF Score

Get the complete analysis for XTAE:CLIS

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪242.80
Price
₪104.18
GF Value