Clal Insurance Enterprises Holdings (XTAE:CLIS) Moat Score: 0/10 (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:CLIS Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
69 GF Score
Price ₪231.80
GF Value ₪104.72
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Clal Insurance Enterprises Holdings Moat Score?

Clal Insurance Enterprises Holdings has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Clal Insurance Enterprises Holdings has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Clal Insurance Enterprises Holdings might have No Moat - No discernible moat.

Clal Insurance Enterprises Holdings  (XTAE:CLIS) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Clal Insurance Enterprises Holdings Moat Score Related Terms

XTAE:CLIS
69GF Score
Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?

Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued. The current stock price of ₪231.80 is trading 121.4% above its estimated GF Value™ of ₪104.72. GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:CLIS:

  • Moat Score: 0
  • GF Value™: ₪104.72 vs. price of ₪231.80 (121.4% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clal Insurance Enterprises Holdings Business Description

Address 36 Raul Wallenberg Road, Kiryat Atidim, Tower 8, Tel Aviv, ISR, 6136902
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
69GF Score

Get the complete analysis for XTAE:CLIS

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪231.80
Price
₪104.72
GF Value