Clal Insurance Enterprises Holdings (XTAE:CLIS) ROE % Adjusted to Book Value: 9.80% (As of Mar. 2026)

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XTAE:CLIS Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
69 GF Score
Price ₪242.80
GF Value ₪104.24
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Clal Insurance Enterprises Holdings ROE % Adjusted to Book Value?

Clal Insurance Enterprises Holdings XTAE:CLIS +1.89% 69 ROE % Adjusted to Book Value is 9.80% as of Mar. 2026. GuruFocus rates XTAE:CLIS with a GF Score™ of 69/100 and a GF Value™ of ₪104.24 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Clal Insurance Enterprises Holdings's ROE % for the quarter that ended in Mar. 2026 was 16.07%. Clal Insurance Enterprises Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 1.64. Clal Insurance Enterprises Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.80%.


Clal Insurance Enterprises Holdings ROE % Adjusted to Book Value Related Terms


Clal Insurance Enterprises Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for Clal Insurance Enterprises Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clal Insurance Enterprises Holdings ROE % Adjusted to Book Value Chart

Clal Insurance Enterprises Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.04 2.80 4.57 24.63 15.32

Clal Insurance Enterprises Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.03 18.50 17.93 18.60 9.80

XTAE:CLIS vs AFL, MET, PRU: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, Clal Insurance Enterprises Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clal Insurance Enterprises Holdings ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Clal Insurance Enterprises Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Clal Insurance Enterprises Holdings's ROE % Adjusted to Book Value falls into.


XTAE:CLIS
69GF Score
Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Clal Insurance Enterprises Holdings ROE % Adjusted to Book Value Calculation

Clal Insurance Enterprises Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.28% / 1.52
=15.32%

Clal Insurance Enterprises Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.07% / 1.64
=9.80%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.80% mean?
Clal Insurance Enterprises Holdings (XTAE:CLIS) has a ROE % Adjusted to Book Value of 9.80% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Clal Insurance Enterprises Holdings and its competitors.
Is Clal Insurance Enterprises Holdings' ROE % Adjusted to Book Value too high?
Clal Insurance Enterprises Holdings' current ROE % Adjusted to Book Value is 9.80%. Overall, Clal Insurance Enterprises Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clal Insurance Enterprises Holdings' ROE % Adjusted to Book Value compare to AFL and MET?
Clal Insurance Enterprises Holdings' ROE % Adjusted to Book Value of 9.80% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Clal Insurance Enterprises Holdings and its competitors. Clal Insurance Enterprises Holdings's current ROE % Adjusted to Book Value is 9.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clal Insurance Enterprises Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings (XTAE:CLIS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪104.24, compared to a current price of ₪242.80 — trading 132.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.80%. Clal Insurance Enterprises Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Clal Insurance Enterprises Holdings (XTAE:CLIS), the current ROE % Adjusted to Book Value is 9.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?

Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued. The current stock price of ₪242.80 is trading 132.9% above its estimated GF Value™ of ₪104.24. GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:CLIS:

  • ROE % Adjusted to Book Value: 9.80%
  • GF Value™: ₪104.24 vs. price of ₪242.80 (132.9% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clal Insurance Enterprises Holdings Business Description

Address 36 Raul Wallenberg Road, Kiryat Atidim, Tower 8, Tel Aviv, ISR, 6136902
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
69GF Score

Get the complete analysis for XTAE:CLIS

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪242.80
Price
₪104.24
GF Value