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During the past 12 months, American Financial Group's average EPS without NRI Growth Rate was 23.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -4.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 8.60% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 7.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of American Financial Group was 181.00% per year. The lowest was -52.80% per year. And the median was 7.90% per year.
American Financial Group (NYSE:AFG) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
American Financial Group 3-Year EPS without NRI Growth Rate Related Terms
AFG vs ORI, AIZ, CNA: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, American Financial Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Financial Group 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, American Financial Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where American Financial Group's 3-Year EPS without NRI Growth Rate falls into.
American Financial Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -4.00% mean?
American Financial Group (AFG) has a 3-Year EPS without NRI Growth Rate of -4.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for American Financial Group and its competitors. According to the industry distribution chart, American Financial Group ranks #332 out of 400 companies in the Insurance industry, placing it in the top 83%.
Is American Financial Group's 3-Year EPS without NRI Growth Rate too high?
American Financial Group's current 3-Year EPS without NRI Growth Rate is -4.00%. Based on the distribution chart, American Financial Group ranks #332 out of 400 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, American Financial Group has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Financial Group's 3-Year EPS without NRI Growth Rate compare to ORI and AIZ?
According to the Insurance industry distribution chart, American Financial Group ranks #332 out of 400 companies for 3-Year EPS without NRI Growth Rate. This places American Financial Group in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.55, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for American Financial Group and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Financial Group's current 3-Year EPS without NRI Growth Rate is -4.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Financial Group stock overvalued right now?
Based on GuruFocus' analysis, American Financial Group (AFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $129.63, compared to a current price of $143.70 — trading 10.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -4.00%. American Financial Group's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For American Financial Group (AFG), the current 3-Year EPS without NRI Growth Rate is -4.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Financial Group (AFG) Overvalued in 2026?
Based on GuruFocus' analysis, American Financial Group stock appears to be overvalued.
The current stock price of $143.70 is trading 10.9% above its estimated GF Value™ of $129.63.
GuruFocus considers American Financial Group to be Modestly Overvalued.
Key valuation signals for AFG:
3-Year EPS without NRI Growth Rate: -4.00%
GF Value™: $129.63 vs. price of $143.70 (10.9% above fair value)
No single metric tells the full story. See the AFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Financial Group Inc is an insurance holding company. Through its subsidiaries, it is engaged in the property and casualty insurance business, focusing on specialized commercial products for businesses. The group operates through two segments: Property and Casualty Insurance, which generates maximum revenue, and Other. The Property and Casualty Insurance segment is further divided into different sub-segments, such as Property and transportation, Specialty casualty, and Specialty financial. These sub-segments offer insurance coverage for vehicles and commercial property, customized programs for small to mid-sized businesses, workers' compensation insurance, risk management insurance programs for lending and leasing institutions, trade credit insurance, and other insurance products.
81GF Score
Get the complete analysis for AFG
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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