AFG (American Financial Group) 1-Year Sharpe Ratio: 0.40 (As of Jul. 13, 2026)


AFG American Financial Group Inc AFG
80 GF Score
Price $141.38
GF Value $126.18
Valuation Modestly Overvalued
! 4 Warning Signs
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What is American Financial Group 1-Year Sharpe Ratio?

American Financial Group AFG -0.64% 80 1-Year Sharpe Ratio is 0.40 as of Jul. 13, 2026. GuruFocus rates AFG with a GF Score™ of 80/100 and a GF Value™ of $126.18 (Modestly Overvalued). The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-13), American Financial Group's 1-Year Sharpe Ratio is 0.40.

American Financial Group  (NYSE:AFG) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

American Financial Group 1-Year Sharpe Ratio Related Terms

AFG vs CNA, ORI, AIZ: 1-Year Sharpe Ratio Comparison

For the Insurance - Property & Casualty subindustry, American Financial Group's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

American Financial Group 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, American Financial Group's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where American Financial Group's 1-Year Sharpe Ratio falls into.


AFG
80GF Score
American Financial Group Inc AFG
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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American Financial Group 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.40 mean?
American Financial Group (AFG) has a 1-Year Sharpe Ratio of 0.40 as of Jul. 13, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for American Financial Group and its competitors.
Is American Financial Group's 1-Year Sharpe Ratio too high?
American Financial Group's current 1-Year Sharpe Ratio is 0.40. Overall, American Financial Group has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Financial Group's 1-Year Sharpe Ratio compare to CNA and ORI?
American Financial Group's 1-Year Sharpe Ratio of 0.40 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for American Financial Group and its competitors. American Financial Group's current 1-Year Sharpe Ratio is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Financial Group stock overvalued right now?
Based on GuruFocus' analysis, American Financial Group (AFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $126.18, compared to a current price of $141.38 — trading 12% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.40. American Financial Group's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For American Financial Group (AFG), the current 1-Year Sharpe Ratio is 0.40 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Financial Group (AFG) Overvalued in 2026?

Based on GuruFocus' analysis, American Financial Group stock appears to be overvalued. The current stock price of $141.38 is trading 12% above its estimated GF Value™ of $126.18. GuruFocus considers American Financial Group to be Modestly Overvalued.

Key valuation signals for AFG:

  • 1-Year Sharpe Ratio: 0.40
  • GF Value™: $126.18 vs. price of $141.38 (12% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the AFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Financial Group Business Description

Other Exchanges QFI:Germany
Address 301 East Fourth Street, Cincinnati, OH, USA, 45202
American Financial Group Inc is an insurance holding company. Through its subsidiaries, it is engaged in the property and casualty insurance business, focusing on specialized commercial products for businesses. The group operates through two segments: Property and Casualty Insurance, which generates maximum revenue, and Other. The Property and Casualty Insurance segment is further divided into different sub-segments, such as Property and transportation, Specialty casualty, and Specialty financial. These sub-segments offer insurance coverage for vehicles and commercial property, customized programs for small to mid-sized businesses, workers' compensation insurance, risk management insurance programs for lending and leasing institutions, trade credit insurance, and other insurance products.
80GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$141.38
Price
$126.18
GF Value