American Financial GroupAFG +0.19%80 Median PS Value is $133.29 as of Jun. 25, 2026, which is 10563% above its 10-year median of 1.25. GuruFocus rates AFG with a GF Score™ of 80/100 and a GF Value™ of $127.30 (Fairly Valued). The stock has 4 warning signs investors should review. Among 343 Insurance companies, American Financial Group ranks worse than 53.94% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for American Financial Group's Median PS Value or its related term are showing as below:
AFG'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.94 Med: 1.25 Max: 1.72
Current: 1.04
During the past 13 years, the highest Price to Median PS Value of American Financial Group was 1.72. The lowest was 0.94. And the median was 1.25.
AFG's Price-to-Median-PS-Value is ranked worse than 53.94% of 343
companies
in the Insurance industry
Industry Median: 0.99
vs AFG: 1.04
American Financial Group (NYSE:AFG) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
American Financial Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
138.49
/
133.29
=
1.04
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Financial Group Median PS Value Related Terms
American Financial Group Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, American Financial Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Financial Group Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, American Financial Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where American Financial Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.3697.
American Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $97.312.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Financial Group (AFG) has a Median PS Value of $133.29 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on American Financial Group and its competitors. This is 10563% above median its historical median of 1.25. Over the past decade, American Financial Group's Median PS Value has ranged from 0.94 to 1.72. According to the industry distribution chart, American Financial Group ranks #185 out of 343 companies in the Insurance industry, placing it in the top 53.9%.
Is American Financial Group's Median PS Value too high?
American Financial Group's current Median PS Value of $133.29 is 10563% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 1.72. The Insurance industry median Median PS Value is 0.99. American Financial Group's value of $133.29 is 13363.6% above this industry median. Based on the distribution chart, American Financial Group ranks #185 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, American Financial Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Financial Group's Median PS Value compare to CNA and AIZ?
According to the Insurance industry distribution chart, American Financial Group ranks #185 out of 343 companies for Median PS Value. This places American Financial Group in the lower half of its industry. The industry median Median PS Value is 0.99. American Financial Group's value of $133.29 is 13363.6% above this benchmark. Historically, American Financial Group's own Median PS Value has ranged from 0.94 to 1.72 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 0.99, American Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Financial Group's current Median PS Value of $133.29 is 13363.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on American Financial Group and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Financial Group's current Median PS Value is $133.29, which is 10563% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Financial Group stock overvalued right now?
Based on GuruFocus' analysis, American Financial Group (AFG) is currently considered Fairly Valued. The stock's GF Value™ is $127.30, compared to a current price of $138.49 — trading 8.8% above its estimated fair value. The current Median PS Value is $133.29, which is 10563% above median its 10-year median of 1.25 and 13363.6% above the Insurance industry median of 0.99. American Financial Group's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For American Financial Group (AFG), the current Median PS Value is $133.29 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Financial Group (AFG) Overvalued in 2026?
Based on GuruFocus' analysis, American Financial Group stock appears to be overvalued.
The current stock price of $138.49 is trading 8.8% above its estimated GF Value™ of $127.30.
GuruFocus considers American Financial Group to be Fairly Valued.
Key valuation signals for AFG:
Median PS Value: $133.29 (10563% above median its 10-year median of 1.25)
GF Value™: $127.30 vs. price of $138.49 (8.8% above fair value)
Industry Position: 13363.6% above the Insurance median (#185 of 343)
No single metric tells the full story. See the AFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Financial Group Inc is an insurance holding company. Through its subsidiaries, it is engaged in the property and casualty insurance business, focusing on specialized commercial products for businesses. The group operates through two segments: Property and Casualty Insurance, which generates maximum revenue, and Other. The Property and Casualty Insurance segment is further divided into different sub-segments, such as Property and transportation, Specialty casualty, and Specialty financial. These sub-segments offer insurance coverage for vehicles and commercial property, customized programs for small to mid-sized businesses, workers' compensation insurance, risk management insurance programs for lending and leasing institutions, trade credit insurance, and other insurance products.
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