Raiffeisen Bank Aval JSC (PFTS:BAVL) 3-Year EPS without NRI Growth Rate: 83.90% (As of Mar. 2026) — 2168% Above Median

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Director of Data and Quant Analytics at GuruFocus
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What is Raiffeisen Bank Aval JSC 3-Year EPS without NRI Growth Rate?

Raiffeisen Bank Aval JSC PFTS:BAVL 3-Year EPS without NRI Growth Rate is 83.90% as of Mar. 2026, which is 2168% above its 10-year median of 3.70. Among 1,401 Banks companies, Raiffeisen Bank Aval JSC ranks better than 98% on this metric.

Raiffeisen Bank Aval JSC's EPS without NRI for the three months ended in Mar. 2026 was ₴0.02.

During the past 12 months, Raiffeisen Bank Aval JSC's average EPS without NRI Growth Rate was 103.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 83.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 15.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Raiffeisen Bank Aval JSC was 106.10% per year. The lowest was -28.90% per year. And the median was 3.70% per year.


Raiffeisen Bank Aval JSC  (PFTS:BAVL) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Raiffeisen Bank Aval JSC 3-Year EPS without NRI Growth Rate Related Terms


PFTS:BAVL vs USB, PNC: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiffeisen Bank Aval JSC 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Raiffeisen Bank Aval JSC's 3-Year EPS without NRI Growth Rate falls into.



Raiffeisen Bank Aval JSC 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 83.90% mean?
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a 3-Year EPS without NRI Growth Rate of 83.90% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Raiffeisen Bank Aval JSC and its competitors. This is 2168% above median its historical median of 3.70. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #28 out of 1401 companies in the Banks industry, placing it in the top 2%.
Is Raiffeisen Bank Aval JSC's 3-Year EPS without NRI Growth Rate too high?
Raiffeisen Bank Aval JSC's current 3-Year EPS without NRI Growth Rate of 83.90% is 2168% above median its 10-year median of 3.70. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Raiffeisen Bank Aval JSC's value of 83.90% is 1003.9% above this industry median. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #28 out of 1401 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Raiffeisen Bank Aval JSC's 3-Year EPS without NRI Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #28 out of 1401 companies for 3-Year EPS without NRI Growth Rate. This places Raiffeisen Bank Aval JSC in the top 2% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Raiffeisen Bank Aval JSC's value of 83.90% is 1003.9% above this benchmark. While the company's 10-year median is 3.70 vs. the industry median of 7.60, Raiffeisen Bank Aval JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,401 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank Aval JSC's current 3-Year EPS without NRI Growth Rate of 83.90% is 1003.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current 3-Year EPS without NRI Growth Rate is 83.90%, which is 2168% above median its own 10-year median of 3.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₴0.43, compared to a current price of ₴0.38 — trading 11.6% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 83.90%, which is 2168% above median its 10-year median of 3.70 and 1003.9% above the Banks industry median of 7.60. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current 3-Year EPS without NRI Growth Rate is 83.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Raiffeisen Bank Aval JSC Business Description

Address 9, Leskova Street, Kyiv, UKR, 01011
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.