Raiffeisen Bank Aval JSCPFTS:BAVL Pretax Margin % is 49.79% as of Mar. 2026, which is 6% below its 10-year median of 52.83. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Raiffeisen Bank Aval JSC ranks better than 91.94% on this metric.
The historical rank and industry rank for Raiffeisen Bank Aval JSC's Pretax Margin % or its related term are showing as below:
PFTS:BAVL'
s Pretax Margin % Range Over the Past 10 Years
Min: 11.69 Med: 52.83 Max: 77.51
Current: 59.84
PFTS:BAVL's Pretax Margin % is ranked better than 91.94% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs PFTS:BAVL: 59.84
Raiffeisen Bank Aval JSC (PFTS:BAVL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Raiffeisen Bank Aval JSC Pretax Margin % Related Terms
Raiffeisen Bank Aval JSC Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiffeisen Bank Aval JSC Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Raiffeisen Bank Aval JSC's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a Pretax Margin % of 49.79% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Raiffeisen Bank Aval JSC and its competitors. This is near median its historical median of 52.83. Over the past decade, Raiffeisen Bank Aval JSC's Pretax Margin % has ranged from 11.69 to 77.51. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #123 out of 1527 companies in the Banks industry, placing it in the top 8.1%.
Is Raiffeisen Bank Aval JSC's Pretax Margin % too high?
Raiffeisen Bank Aval JSC's current Pretax Margin % of 49.79% is near median its 10-year median of 52.83. Over the past 10 years, this metric has ranged from a low of 11.69 to a high of 77.51. The Banks industry median Pretax Margin % is 34.88. Raiffeisen Bank Aval JSC's value of 49.79% is 42.7% above this industry median. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #123 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Raiffeisen Bank Aval JSC's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #123 out of 1527 companies for Pretax Margin %. This places Raiffeisen Bank Aval JSC in the top 8% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Raiffeisen Bank Aval JSC's value of 49.79% is 42.7% above this benchmark. Historically, Raiffeisen Bank Aval JSC's own Pretax Margin % has ranged from 11.69 to 77.51 over the past decade. While the company's 10-year median is 52.83 vs. the industry median of 34.88, Raiffeisen Bank Aval JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank Aval JSC's current Pretax Margin % of 49.79% is 42.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current Pretax Margin % is 49.79%, which is near median its own 10-year median of 52.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Fairly Valued. The stock's GF Value™ is ₴0.45, compared to a current price of ₴0.46 — trading 2.8% above its estimated fair value. The current Pretax Margin % is 49.79%, which is near median its 10-year median of 52.83 and 42.7% above the Banks industry median of 34.88. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current Pretax Margin % is 49.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.
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