Raiffeisen Bank Aval JSC (PFTS:BAVL) PEG Ratio: 0.12 (As of Jun. 30, 2026) — 67% Below Median


What is Raiffeisen Bank Aval JSC PEG Ratio?

Raiffeisen Bank Aval JSC PFTS:BAVL PEG Ratio is 0.12 as of Jun. 30, 2026, which is 67% below its 10-year median of 0.36. The stock has 3 warning signs investors should review. Among 1,231 Banks companies, Raiffeisen Bank Aval JSC ranks better than 97.81% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Raiffeisen Bank Aval JSC's PE Ratio without NRI is 2.91. Raiffeisen Bank Aval JSC's 5-Year Book Value growth rate is 23.90%. Therefore, Raiffeisen Bank Aval JSC's PEG Ratio for today is 0.12.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Raiffeisen Bank Aval JSC's PEG Ratio or its related term are showing as below:

PFTS:BAVL' s PEG Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.36   Max: 1.36
Current: 0.12


During the past 13 years, Raiffeisen Bank Aval JSC's highest PEG Ratio was 1.36. The lowest was 0.09. And the median was 0.36.


PFTS:BAVL's PEG Ratio is ranked better than
97.81% of 1231 companies
in the Banks industry
Industry Median: 1.52 vs PFTS:BAVL: 0.12

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Raiffeisen Bank Aval JSC  (PFTS:BAVL) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Raiffeisen Bank Aval JSC PEG Ratio Related Terms


Raiffeisen Bank Aval JSC PEG Ratio Historical Data

* Premium members only.

The historical data trend for Raiffeisen Bank Aval JSC's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiffeisen Bank Aval JSC PEG Ratio Chart

Raiffeisen Bank Aval JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 1.46 0.40 0.28 0.09

Raiffeisen Bank Aval JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.22 0.17 0.09 0.10

PFTS:BAVL vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiffeisen Bank Aval JSC PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Raiffeisen Bank Aval JSC's PEG Ratio falls into.



Raiffeisen Bank Aval JSC PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Raiffeisen Bank Aval JSC's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=2.9100628930818/23.90
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.12 mean?
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a PEG Ratio of 0.12 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Raiffeisen Bank Aval JSC and its competitors. This is 67% below median its historical median of 0.36. Over the past decade, Raiffeisen Bank Aval JSC's PEG Ratio has ranged from 0.09 to 1.36. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #27 out of 1231 companies in the Banks industry, placing it in the top 2.2%.
Is Raiffeisen Bank Aval JSC's PEG Ratio too high?
Raiffeisen Bank Aval JSC's current PEG Ratio of 0.12 is 67% below median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.36. The Banks industry median PEG Ratio is 1.52. Raiffeisen Bank Aval JSC's value of 0.12 is 92.1% below this industry median. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #27 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Raiffeisen Bank Aval JSC's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #27 out of 1231 companies for PEG Ratio. This places Raiffeisen Bank Aval JSC in the top 2% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Raiffeisen Bank Aval JSC's value of 0.12 is 92.1% below this benchmark. Historically, Raiffeisen Bank Aval JSC's own PEG Ratio has ranged from 0.09 to 1.36 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.52, Raiffeisen Bank Aval JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank Aval JSC's current PEG Ratio of 0.12 is 92.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current PEG Ratio is 0.12, which is 67% below median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Fairly Valued. The stock's GF Value™ is ₴0.45, compared to a current price of ₴0.46 — trading 2.8% above its estimated fair value. The current PEG Ratio is 0.12, which is 67% below median its 10-year median of 0.36 and 92.1% below the Banks industry median of 1.52. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current PEG Ratio is 0.12 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Raiffeisen Bank Aval JSC Business Description

Address 9, Leskova Street, Kyiv, UKR, 01011
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.