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Raiffeisen Bank Aval JSCPFTS:BAVL Peter Lynch Fair Value is ₴4.15 as of Jul. 15, 2026, which is 100% below its 10-year median of 0.35. The stock has 2 warning signs investors should review. Among 872 Banks companies, Raiffeisen Bank Aval JSC ranks better than 98.74% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Raiffeisen Bank Aval JSC's PEG is 1. Raiffeisen Bank Aval JSC's 5-Year TTM Book Value Growth Rate is 23.87.
Raiffeisen Bank Aval JSC's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₴0.17. Therefore, the Peter Lynch Fair Value for today is ₴4.15.
The historical rank and industry rank for Raiffeisen Bank Aval JSC's Peter Lynch Fair Value or its related term are showing as below:
PFTS:BAVL'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.09 Med: 0.35 Max: 1.37
Current: 0.12
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Raiffeisen Bank Aval JSC was 1.37. The lowest was 0.09. And the median was 0.35.
PFTS:BAVL's Price-to-Peter-Lynch-Fair-Value is ranked better than 98.74% of 872
companies
in the Banks industry
Industry Median: 1.12
vs PFTS:BAVL: 0.12
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Raiffeisen Bank Aval JSC (PFTS:BAVL) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 23.87 instead of 15 in this case.
Raiffeisen Bank Aval JSC's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
0.4627
/
4.15
=
0.11
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiffeisen Bank Aval JSC Peter Lynch Fair Value Related Terms
Raiffeisen Bank Aval JSC Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Raiffeisen Bank Aval JSC's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiffeisen Bank Aval JSC Peter Lynch Fair Value Chart
PFTS:BAVL vs PNC, USB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiffeisen Bank Aval JSC Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Raiffeisen Bank Aval JSC's Price-to-Peter-Lynch-Fair-Value falls into.
Raiffeisen Bank Aval JSC's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was ₴0.17.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a Peter Lynch Fair Value of ₴4.15 as of Jul. 15, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Raiffeisen Bank Aval JSC and its competitors. This is 1086% above median its historical median of 0.35. Over the past decade, Raiffeisen Bank Aval JSC's Peter Lynch Fair Value has ranged from 0.09 to 1.37. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #11 out of 872 companies in the Banks industry, placing it in the top 1.3%.
Is Raiffeisen Bank Aval JSC's Peter Lynch Fair Value too high?
Raiffeisen Bank Aval JSC's current Peter Lynch Fair Value of ₴4.15 is 1086% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.37. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #11 out of 872 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Raiffeisen Bank Aval JSC's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #11 out of 872 companies for Peter Lynch Fair Value. This places Raiffeisen Bank Aval JSC in the top 1% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.12. Historically, Raiffeisen Bank Aval JSC's own Peter Lynch Fair Value has ranged from 0.09 to 1.37 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current Peter Lynch Fair Value is ₴4.15, which is 1086% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Fairly Valued. The stock's GF Value™ is ₴0.46, compared to a current price of ₴0.46 — trading 0.6% above its estimated fair value. The current Peter Lynch Fair Value is ₴4.15, which is 1086% above median its 10-year median of 0.35. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current Peter Lynch Fair Value is ₴4.15 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.
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