Raiffeisen Bank Aval JSC (PFTS:BAVL) OCF Margin %: -3.56% (As of Mar. 2026)


What is Raiffeisen Bank Aval JSC OCF Margin %?

Raiffeisen Bank Aval JSC PFTS:BAVL OCF Margin % is -3.56% as of Mar. 2026. The stock has 3 warning signs investors should review. Among 1,501 Banks companies, Raiffeisen Bank Aval JSC ranks better than 85.88% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Raiffeisen Bank Aval JSC's Cash Flow from Operations for the three months ended in Mar. 2026 was ₴-202 Mil. Raiffeisen Bank Aval JSC's Revenue for the three months ended in Mar. 2026 was ₴5,689 Mil. Therefore, Raiffeisen Bank Aval JSC's OCF Margin % for the quarter that ended in Mar. 2026 was -3.56%.

As of today, Raiffeisen Bank Aval JSC's current OCF Yield % is 90.28%.

The historical rank and industry rank for Raiffeisen Bank Aval JSC's OCF Margin % or its related term are showing as below:

PFTS:BAVL' s OCF Margin % Range Over the Past 10 Years
Min: 29.8   Med: 89.05   Max: 164.28
Current: 107.6

During the past 13 years, the highest OCF Margin % of Raiffeisen Bank Aval JSC was 164.28%. The lowest was 29.80%. And the median was 89.05%.

PFTS:BAVL's OCF Margin % is ranked better than
85.88% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs PFTS:BAVL: 107.60

Raiffeisen Bank Aval JSC OCF Margin % Related Terms

Raiffeisen Bank Aval JSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Raiffeisen Bank Aval JSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiffeisen Bank Aval JSC OCF Margin % Chart

Raiffeisen Bank Aval JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 134.61 63.72 138.47 164.28 81.60

Raiffeisen Bank Aval JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -134.08 181.01 158.67 94.70 -3.56

PFTS:BAVL vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Raiffeisen Bank Aval JSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Raiffeisen Bank Aval JSC's OCF Margin % falls into.


Raiffeisen Bank Aval JSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Raiffeisen Bank Aval JSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=18677.085/22887.432
=81.60 %

Raiffeisen Bank Aval JSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-202.454/5689.303
=-3.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -3.56% mean?
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a OCF Margin % of -3.56% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Raiffeisen Bank Aval JSC and its competitors. Over the past decade, Raiffeisen Bank Aval JSC's OCF Margin % has ranged from 29.80 to 164.28. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #212 out of 1501 companies in the Banks industry, placing it in the top 14.1%.
Is Raiffeisen Bank Aval JSC's OCF Margin % too high?
Raiffeisen Bank Aval JSC's current OCF Margin % is -3.56%. Over the past 10 years, this metric has ranged from a low of 29.80 to a high of 164.28. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #212 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Raiffeisen Bank Aval JSC's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #212 out of 1501 companies for OCF Margin %. This places Raiffeisen Bank Aval JSC in the top 14% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Historically, Raiffeisen Bank Aval JSC's own OCF Margin % has ranged from 29.80 to 164.28 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current OCF Margin % is -3.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Fairly Valued. The stock's GF Value™ is ₴0.45, compared to a current price of ₴0.46 — trading 2.8% above its estimated fair value. The current OCF Margin % is -3.56%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current OCF Margin % is -3.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Raiffeisen Bank Aval JSC Business Description

Address 9, Leskova Street, Kyiv, UKR, 01011
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.