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Raiffeisen Bank Aval JSCPFTS:BAVL Equity-to-Asset is 0.16 as of Mar. 2026, which is 14% above its 10-year median of 0.14. Among 1,526 Banks companies, Raiffeisen Bank Aval JSC ranks better than 89.58% on this metric.
Raiffeisen Bank Aval JSC (PFTS:BAVL) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Raiffeisen Bank Aval JSC Equity-to-Asset Related Terms
Raiffeisen Bank Aval JSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiffeisen Bank Aval JSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Raiffeisen Bank Aval JSC's Equity-to-Asset falls into.
Raiffeisen Bank Aval JSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Raiffeisen Bank Aval JSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a Equity-to-Asset of 0.16 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Raiffeisen Bank Aval JSC and its competitors. This is 14% above median its historical median of 0.14. Over the past decade, Raiffeisen Bank Aval JSC's Equity-to-Asset has ranged from 0.10 to 0.18. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #159 out of 1526 companies in the Banks industry, placing it in the top 10.4%.
Is Raiffeisen Bank Aval JSC's Equity-to-Asset too high?
Raiffeisen Bank Aval JSC's current Equity-to-Asset of 0.16 is 14% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.18. The Banks industry median Equity-to-Asset is 0.10. Raiffeisen Bank Aval JSC's value of 0.16 is 60% above this industry median. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #159 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Raiffeisen Bank Aval JSC's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #159 out of 1526 companies for Equity-to-Asset. This places Raiffeisen Bank Aval JSC in the top 10% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Raiffeisen Bank Aval JSC's value of 0.16 is 60% above this benchmark. Historically, Raiffeisen Bank Aval JSC's own Equity-to-Asset has ranged from 0.10 to 0.18 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, Raiffeisen Bank Aval JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank Aval JSC's current Equity-to-Asset of 0.16 is 60% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current Equity-to-Asset is 0.16, which is 14% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₴0.46, compared to a current price of ₴0.38 — trading 17.4% below its estimated fair value. The current Equity-to-Asset is 0.16, which is 14% above median its 10-year median of 0.14 and 60% above the Banks industry median of 0.10. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current Equity-to-Asset is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.
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